Health insurance for foreigners in Poland

  • Policy compliant with the requirements of authorities and consulates

KLC insurance policy required for national visa, Schengen visa, and residence permit. Calculate your premium online in 2 minutes and receive the document via email – without leaving your home.

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What is KLC?

Foreigner's medical expense insurance

This is a policy that covers the costs of treatment, hospitalization, and medical transport for a foreigner staying in Poland. It is required when applying for a national visa, a Schengen visa, and a residence permit.

Consulates and voivodeship offices require a guarantee sum of at least 30,000 EUR and coverage throughout the Schengen Area. Our policy meets these conditions and is honored by all offices.

Passport, notebook, and travel accessories on a desk - documents for medical expense insurance and visa

Our insurance

Choose protection that fits your situation

Traveler with passport and suitcase at the airport - Schengen visa insurance for a foreigner

Visa insurance

Policy for national (D) and Schengen (C) visas. Sum from 30,000 EUR, accepted by consulates.

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An advisor helps a couple sign documents for medical cost insurance for their residence permit

Residence permit insurance

Policy for a residence card application, honored by provincial offices throughout Poland.

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Doctor examining a patient with a stethoscope in a modern office - cost of treatment for a foreigner in Poland

Medical treatment and assistance costs

Hospital treatment, medical transport, and 24-hour assistance. Calculate your premium online.

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Minimum guaranteed sum

Online Valuation and Purchase

Fully online documents

Scope of protection

What does the KLC policy cover?

  • Outpatient and inpatient treatment costs
  • Medical transport and emergency assistance
  • Treatment of sudden illnesses and accident consequences
  • Medical repatriation to country of origin
  • 24/7 hotline and support in your language
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FAQ

Frequently Asked Questions

An insurance advisor working on a laptop in a modern office—calculate the medical expense insurance premium

This is a policy covering treatment costs, hospitalization, and medical transport for individuals not covered by the Polish National Health Fund (NFZ). It serves as formal proof of medical coverage required by authorities and consulates.

Yes. A valid health insurance policy is required when applying for a visa and a residence permit. Without it, the office may leave the application unprocessed.

The minimum, generally accepted sum is 30,000 EUR. Our policies meet this threshold, and if necessary, you can choose an option with a higher sum insured.

Outpatient and inpatient treatment, medical transport, emergency medical care and post-accident assistance, as well as 24/7 helpline services throughout the coverage period.

Immediately after payment. The finished certificate will be sent to your email address in PDF format, so you can print it out and attach it to your application right away.

You set the insurance period in the calculator – you can adjust it to the date of your visa or the validity of your residence card.

We serve clients in Polish, Ukrainian, and English. We will help you choose the right option and explain how to submit the document at the office or consulate.

Yes. You can make the payment by card, BLIK, or fast transfer, also from outside Poland – the entire purchase process is fully online.

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Calculate the premium and buy an online KLC policy

Fast, secure, and compliant with official requirements. You will receive the document immediately by email.

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