{"id":3480,"date":"2026-10-19T10:43:35","date_gmt":"2026-10-19T08:43:35","guid":{"rendered":"https:\/\/insurance-schengen.pl\/?p=3480"},"modified":"2026-10-19T10:43:35","modified_gmt":"2026-10-19T08:43:35","slug":"neu-khong-co-bao-hiem-kem-theo-the-cu-tru-lieu-don-xin-co-bi-tu-choi-khong","status":"publish","type":"post","link":"https:\/\/insurance-schengen.pl\/vi\/poradnik\/karta-pobytu-i-legalizacja\/brak-ubezpieczenia-do-karty-pobytu-czy-bedzie-odmowa\/","title":{"rendered":"Kh\u00f4ng c\u00f3 b\u1ea3o hi\u1ec3m k\u00e8m theo th\u1ebb c\u01b0 tr\u00fa \u2013 li\u1ec7u \u0111\u01a1n xin c\u00f3 b\u1ecb t\u1eeb ch\u1ed1i kh\u00f4ng?"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Vi\u1ec7c kh\u00f4ng c\u00f3 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m kh\u00f4ng c\u00f3 ngh\u0129a l\u00e0 quy\u1ebft \u0111\u1ecbnh t\u1eeb ch\u1ed1i \u0111\u00e3 \u0111\u01b0\u1ee3c \u0111\u1ecbnh tr\u01b0\u1edbc. \u0110i\u1ec1u quan tr\u1ecdng l\u00e0 c\u01a1 s\u1edf c\u01b0 tr\u00fa, lo\u1ea1i gi\u1ea5y t\u1edd \u0111\u01b0\u1ee3c y\u00eau c\u1ea7u v\u00e0 giai \u0111o\u1ea1n c\u1ee7a th\u1ee7 t\u1ee5c. Trong tr\u01b0\u1eddng h\u1ee3p xin c\u01b0 tr\u00fa t\u1ea1m th\u1eddi v\u00e0 l\u00e0m vi\u1ec7c, ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i ph\u1ea3i ch\u1ee9ng minh c\u00f3 b\u1ea3o hi\u1ec3m y t\u1ebf ho\u1eb7c vi\u1ec7c c\u00f4ng ty b\u1ea3o hi\u1ec3m chi tr\u1ea3 chi ph\u00ed \u0111i\u1ec1u tr\u1ecb t\u1ea1i Ba Lan. N\u1ebfu kh\u00f4ng \u0111\u00e1p \u1ee9ng \u0111\u01b0\u1ee3c \u0111i\u1ec1u ki\u1ec7n n\u00e0y, c\u01a1 quan c\u00f3 th\u1ea9m quy\u1ec1n c\u00f3 th\u1ec3 t\u1eeb ch\u1ed1i c\u1ea5p ph\u00e9p. Tuy nhi\u00ean, tr\u01b0\u1edbc khi \u0111i\u1ec1u \u0111\u00f3 x\u1ea3y ra, ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i c\u00f3 th\u1ec3 nh\u1eadn \u0111\u01b0\u1ee3c th\u00f4ng b\u00e1o y\u00eau c\u1ea7u n\u1ed9p b\u1ed5 sung t\u00e0i li\u1ec7u ho\u1eb7c th\u00f4ng b\u00e1o v\u1ec1 vi\u1ec7c ch\u01b0a \u0111\u00e1p \u1ee9ng \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n. Do \u0111\u00f3 <strong>Ch\u1ec9 ri\u00eang vi\u1ec7c kh\u00f4ng c\u00f3 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m t\u1ea1i th\u1eddi \u0111i\u1ec3m n\u1ed9p \u0111\u01a1n kh\u00f4ng quy\u1ebft \u0111\u1ecbnh k\u1ebft qu\u1ea3 c\u1ee7a m\u1ecdi v\u1ee5 vi\u1ec7c<\/strong>, nh\u01b0ng \u0111\u00f2i h\u1ecfi ph\u1ea3i c\u00f3 ph\u1ea3n \u1ee9ng nhanh ch\u00f3ng v\u00e0 ch\u00ednh x\u00e1c.<\/p>\n\n\n\n<div class=\"wp-block-group has-theme-palette-8-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n\n<p class=\"has-medium-font-size wp-block-paragraph\">M\u1ee5c l\u1ee5c<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n\n<li><a href=\"#czy-brak-ubezpieczenia-oznacza-odmowe\">Vi\u1ec7c kh\u00f4ng c\u00f3 b\u1ea3o hi\u1ec3m c\u00f3 \u0111\u1ed3ng ngh\u0129a v\u1edbi vi\u1ec7c b\u1ecb t\u1eeb ch\u1ed1i kh\u00f4ng?<\/a><\/li>\n\n\n\n<li><a href=\"#kiedy-ubezpieczenie-ma-znaczenie-dla-zezwolenia\">Khi n\u00e0o b\u1ea3o hi\u1ec3m l\u1ea1i c\u00f3 \u00fd ngh\u0129a \u0111\u1ed1i v\u1edbi vi\u1ec7c c\u1ea5p ph\u00e9p?<\/a><\/li>\n\n\n\n<li><a href=\"#brak-formalny-a-brak-dokumentu-potwierdzajacego-przeslanke\">S\u1ef1 thi\u1ebfu s\u00f3t v\u1ec1 m\u1eb7t h\u00ecnh th\u1ee9c v\u00e0 vi\u1ec7c thi\u1ebfu t\u00e0i li\u1ec7u ch\u1ee9ng minh \u0111i\u1ec1u ki\u1ec7n ti\u00ean quy\u1ebft<\/a><\/li>\n\n\n\n<li><a href=\"#jak-odpowiedziec-na-wezwanie-urzedu\">L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 tr\u1ea3 l\u1eddi th\u00f4ng b\u00e1o c\u1ee7a c\u01a1 quan ch\u1ee9c n\u0103ng?<\/a><\/li>\n\n\n\n<li><a href=\"#co-zrobic-po-decyzji-odmownej\">Ph\u1ea3i l\u00e0m g\u00ec sau khi nh\u1eadn \u0111\u01b0\u1ee3c quy\u1ebft \u0111\u1ecbnh t\u1eeb ch\u1ed1i?<\/a><\/li>\n\n\n\n<li><a href=\"#faq\">C\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p<\/a><\/li>\n\n<\/ol>\n\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"czy-brak-ubezpieczenia-oznacza-odmowe\">Vi\u1ec7c kh\u00f4ng c\u00f3 b\u1ea3o hi\u1ec3m c\u00f3 \u0111\u1ed3ng ngh\u0129a v\u1edbi vi\u1ec7c b\u1ecb t\u1eeb ch\u1ed1i kh\u00f4ng?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">C\u00e2u tr\u1ea3 l\u1eddi ng\u1eafn g\u1ecdn nh\u1ea5t l\u00e0: kh\u00f4ng ph\u1ea3i l\u00fac n\u00e0o c\u0169ng v\u1eady. Lu\u1eadt quy \u0111\u1ecbnh c\u00e1c \u0111i\u1ec1u ki\u1ec7n c\u1ea5p ph\u00e9p ph\u1ea3i g\u1eafn li\u1ec1n v\u1edbi m\u1ee5c \u0111\u00edch l\u01b0u tr\u00fa \u0111\u00e3 khai b\u00e1o. N\u1ebfu trong th\u1ee7 t\u1ee5c c\u1ee5 th\u1ec3 \u0111\u00f3, vi\u1ec7c c\u00f3 b\u1ea3o hi\u1ec3m l\u00e0 b\u1eaft bu\u1ed9c, <strong>Vi\u1ec7c kh\u00f4ng ch\u1ee9ng minh \u0111\u01b0\u1ee3c \u0111i\u1ec1u ki\u1ec7n n\u00e0y c\u00f3 th\u1ec3 d\u1eabn \u0111\u1ebfn vi\u1ec7c b\u1ecb t\u1eeb ch\u1ed1i c\u1ea5p gi\u1ea5y ph\u00e9p c\u01b0 tr\u00fa t\u1ea1m th\u1eddi<\/strong>. Tuy nhi\u00ean, \u0111i\u1ec1u n\u00e0y kh\u00f4ng c\u00f3 ngh\u0129a l\u00e0 m\u1ecdi \u0111\u01a1n xin c\u01b0 tr\u00fa \u0111\u1ec1u b\u1ecb t\u1eeb ch\u1ed1i m\u1ed9t c\u00e1ch t\u1ef1 \u0111\u1ed9ng.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C\u0169ng c\u1ea7n l\u00e0m r\u00f5 c\u00e1c kh\u00e1i ni\u1ec7m \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng. Th\u1ebb c\u01b0 tr\u00fa l\u00e0 gi\u1ea5y t\u1edd \u0111\u01b0\u1ee3c c\u1ea5p cho ng\u01b0\u1eddi \u0111\u00e3 \u0111\u01b0\u1ee3c c\u1ea5p gi\u1ea5y ph\u00e9p ho\u1eb7c s\u1ef1 \u0111\u1ed3ng \u00fd t\u01b0\u01a1ng \u1ee9ng tr\u01b0\u1edbc \u0111\u00f3. Do \u0111\u00f3, tr\u00ean th\u1ef1c t\u1ebf, tranh ch\u1ea5p tr\u01b0\u1edbc h\u1ebft li\u00ean quan \u0111\u1ebfn vi\u1ec7c \u0111\u00e1p \u1ee9ng c\u00e1c \u0111i\u1ec1u ki\u1ec7n c\u1ee7a gi\u1ea5y ph\u00e9p. <strong>C\u01a1 quan c\u00f3 th\u1ea9m quy\u1ec1n ra quy\u1ebft \u0111\u1ecbnh c\u1ea5p ph\u00e9p, c\u00f2n th\u1ebb n\u00e0y x\u00e1c nh\u1eadn quy\u1ec1n c\u01b0 tr\u00fa \u0111\u00e3 \u0111\u01b0\u1ee3c c\u1ea5p<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">S\u1ef1 ph\u00e2n bi\u1ec7t n\u00e0y r\u1ea5t quan tr\u1ecdng khi b\u1ea1n ph\u00e2n t\u00edch v\u0103n b\u1ea3n t\u1eeb c\u01a1 quan ch\u1ee9c n\u0103ng. Thay v\u00ec ch\u1ec9 h\u1ecfi \u201eli\u1ec7u h\u1ecd c\u00f3 t\u1eeb ch\u1ed1i c\u1ea5p th\u1ebb cho t\u00f4i kh\u00f4ng?\u201d, h\u00e3y ki\u1ec3m tra xem th\u1ee7 t\u1ee5c n\u00e0y li\u00ean quan \u0111\u1ebfn lo\u1ea1i gi\u1ea5y ph\u00e9p n\u00e0o, m\u1ee5c \u0111\u00edch l\u01b0u tr\u00fa \u0111\u01b0\u1ee3c n\u00eau trong \u0111\u01a1n l\u00e0 g\u00ec v\u00e0 b\u1ea1n c\u1ea7n ch\u1ee9ng minh vi\u1ec7c \u0111\u00e1p \u1ee9ng \u0111i\u1ec1u ki\u1ec7n n\u00e0o. B\u1ea1n c\u00f3 th\u1ec3 t\u00ecm th\u00eam th\u00f4ng tin chi ti\u1ebft trong c\u1ea9m nang v\u1ec1 <a href=\"https:\/\/insurance-schengen.pl\/vi\/huong-dan\/the-cu-tru-va-chung-nhan-hop-phap\/the-cu-tru-va-bao-hiem-y-te\/\">M\u1ed1i quan h\u1ec7 gi\u1eefa th\u1ebb c\u01b0 tr\u00fa v\u00e0 b\u1ea3o hi\u1ec3m y t\u1ebf<\/a>.<\/p>\n\n\n\n<div class=\"wp-block-group has-theme-palette-8-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n\n<p class=\"has-medium-font-size wp-block-paragraph\"><strong>Quan tr\u1ecdng<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Kh\u00f4ng ph\u1ea3i m\u1ecdi c\u01a1 s\u1edf ph\u00e1p l\u00fd cho vi\u1ec7c l\u01b0u tr\u00fa \u0111\u1ec1u y\u00eau c\u1ea7u c\u00f9ng m\u1ed9t lo\u1ea1i gi\u1ea5y t\u1edd b\u1ea3o hi\u1ec3m. H\u00e3y x\u00e1c \u0111\u1ecbnh ph\u1ea1m vi tr\u00e1ch nhi\u1ec7m ph\u00f9 h\u1ee3p v\u1edbi m\u1ee5c \u0111\u00edch l\u01b0u tr\u00fa c\u1ee5 th\u1ec3 v\u00e0 gi\u1ea5y tri\u1ec7u t\u1eadp \u0111\u00e3 nh\u1eadn.<\/p>\n\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"kiedy-ubezpieczenie-ma-znaczenie-dla-zezwolenia\">Khi n\u00e0o b\u1ea3o hi\u1ec3m l\u1ea1i c\u00f3 \u00fd ngh\u0129a \u0111\u1ed1i v\u1edbi vi\u1ec7c c\u1ea5p ph\u00e9p?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u0110\u1ed1i v\u1edbi gi\u1ea5y ph\u00e9p c\u01b0 tr\u00fa t\u1ea1m th\u1eddi v\u00e0 l\u00e0m vi\u1ec7c, \u0110i\u1ec1u 114, Kho\u1ea3n 1 c\u1ee7a Lu\u1eadt v\u1ec1 Ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i quy \u0111\u1ecbnh, trong s\u1ed1 c\u00e1c y\u00eau c\u1ea7u kh\u00e1c, ph\u1ea3i c\u00f3 b\u1ea3o hi\u1ec3m y t\u1ebf ho\u1eb7c gi\u1ea5y x\u00e1c nh\u1eadn r\u1eb1ng c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd chi tr\u1ea3 chi ph\u00ed \u0111i\u1ec1u tr\u1ecb t\u1ea1i Ba Lan. \u0110\u00e2y l\u00e0 m\u1ed9t trong nh\u1eefng \u0111i\u1ec1u ki\u1ec7n b\u1eaft bu\u1ed9c \u0111\u1ed1i v\u1edbi c\u01a1 s\u1edf c\u01b0 tr\u00fa c\u1ee5 th\u1ec3 n\u00e0y. C\u00f3 th\u1ec3 tra c\u1ee9u n\u1ed9i dung hi\u1ec7n h\u00e0nh c\u1ee7a c\u00e1c quy \u0111\u1ecbnh t\u1ea1i <a href=\"https:\/\/api.sejm.gov.pl\/eli\/acts\/DU\/2025\/1079\/text\/O\/D20251079.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Lu\u1eadt v\u1ec1 ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i trong c\u01a1 s\u1edf d\u1eef li\u1ec7u ELI<\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ch\u1ec9 vi\u1ec7c s\u1edf h\u1eefu b\u1ea5t k\u1ef3 t\u00e0i li\u1ec7u n\u00e0o c\u00f3 ti\u00eau \u0111\u1ec1 \u201eh\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m\u201d c\u0169ng kh\u00f4ng \u0111\u1ea3m b\u1ea3o r\u1eb1ng \u0111i\u1ec1u ki\u1ec7n \u0111\u00f3 \u0111\u00e3 \u0111\u01b0\u1ee3c ch\u1ee9ng minh. T\u00e0i li\u1ec7u \u0111\u00f3 ph\u1ea3i ph\u00f9 h\u1ee3p v\u1edbi c\u00e1c y\u00eau c\u1ea7u c\u1ee7a c\u01a1 s\u1edf c\u01b0 tr\u00fa t\u01b0\u01a1ng \u1ee9ng v\u00e0 v\u0103n b\u1ea3n c\u1ee7a c\u01a1 quan ch\u1ee9c n\u0103ng. Tr\u01b0\u1edbc khi mua h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m ho\u1eb7c n\u1ed9p cho c\u01a1 quan ch\u1ee9c n\u0103ng, b\u1ea1n n\u00ean ki\u1ec3m tra <a href=\"https:\/\/insurance-schengen.pl\/vi\/huong-dan\/the-cu-tru-va-chung-nhan-hop-phap\/bao-hiem-kem-theo-the-cu-tru-cac-giay-to-va-quy-dinh\/\">C\u00e1c t\u00e0i li\u1ec7u v\u00e0 quy \u0111\u1ecbnh v\u1ec1 b\u1ea3o hi\u1ec3m li\u00ean quan \u0111\u1ebfn th\u1ebb c\u01b0 tr\u00fa<\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Khi \u0111\u00e1nh gi\u00e1 t\u00e0i li\u1ec7u, h\u00e3y ch\u00fa \u00fd \u0111\u1ebfn ba v\u1ea5n \u0111\u1ec1 sau:<\/p>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-itemsfb742fcc-dokument:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsfb742fcc-dokument ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsfb742fcc-dokument ul.kt-svg-icon-list{grid-row-gap:8px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsfb742fcc-dokument .kb-svg-icon-wrap{font-size:20px;color:#15803d;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsfb742fcc-dokument ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-itemsfb742fcc-dokument ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}@media all and (max-width: 1024px){.wp-block-kadence-iconlist.kt-svg-icon-list-itemsfb742fcc-dokument ul.kt-svg-icon-list{grid-row-gap:8px;}}@media all and (max-width: 1024px){.wp-block-kadence-iconlist.kt-svg-icon-list-itemsfb742fcc-dokument .kb-svg-icon-wrap{font-size:20px;}}@media all and (max-width: 767px){.wp-block-kadence-iconlist.kt-svg-icon-list-itemsfb742fcc-dokument ul.kt-svg-icon-list{grid-row-gap:8px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsfb742fcc-dokument .kb-svg-icon-wrap{font-size:20px;}}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-itemsfb742fcc-dokument kt-svg-icon-list-columns-1 alignnone kt-list-icon-aligntop kt-tablet-svg-icon-list-columns-1 kt-mobile-svg-icon-list-columns-1\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-fb742fcc-dokument-1 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-fb742fcc-dokument-1 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-fb742fcc-dokument-1 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>ph\u1ea1m vi b\u1ea3o hi\u1ec3m<\/strong> \u2014 li\u1ec7u t\u00e0i li\u1ec7u \u0111\u00f3 c\u00f3 th\u1ef1c s\u1ef1 x\u00e1c nh\u1eadn vi\u1ec7c chi tr\u1ea3 chi ph\u00ed \u0111i\u1ec1u tr\u1ecb t\u1ea1i Ba Lan hay kh\u00f4ng;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-fb742fcc-dokument-2 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-fb742fcc-dokument-2 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-fb742fcc-dokument-2 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>th\u1eddi h\u1ea1n b\u1ea3o h\u1ed9<\/strong> \u2014 li\u1ec7u n\u00f3 c\u00f3 t\u01b0\u01a1ng \u1ee9ng v\u1edbi kho\u1ea3ng th\u1eddi gian c\u00f3 \u00fd ngh\u0129a \u0111\u1ed1i v\u1edbi v\u1ee5 vi\u1ec7c c\u1ee7a b\u1ea1n hay kh\u00f4ng;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-fb742fcc-dokument-3 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-fb742fcc-dokument-3 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-fb742fcc-dokument-3 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>th\u00f4ng tin tr\u00ean t\u00e0i li\u1ec7u<\/strong> \u2014 li\u1ec7u ch\u00fang c\u00f3 cho ph\u00e9p x\u00e1c \u0111\u1ecbnh r\u00f5 r\u00e0ng m\u1ed1i li\u00ean h\u1ec7 gi\u1eefa h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m v\u00e0 ng\u01b0\u1eddi n\u1ed9p \u0111\u01a1n hay kh\u00f4ng.<\/span><\/li>\n<\/ul><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">\u0110\u1eebng t\u1ef1 \u00fd b\u1ed5 sung ho\u1eb7c s\u1eeda \u0111\u1ed5i th\u00f4ng tin. N\u1ebfu t\u00e0i li\u1ec7u c\u00f3 sai s\u00f3t, h\u00e3y y\u00eau c\u1ea7u b\u00ean c\u1ea5p ph\u00e1t x\u00e1c nh\u1eadn l\u1ea1i th\u00f4ng tin ch\u00ednh x\u00e1c. <strong>Vi\u1ec7c mua h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m kh\u00f4ng c\u00f3 ngh\u0129a l\u00e0 t\u00e0i li\u1ec7u \u0111\u00f3 s\u1ebd t\u1ef1 \u0111\u1ed9ng \u0111\u01b0\u1ee3c ch\u1ea5p nh\u1eadn hay quy\u1ebft \u0111\u1ecbnh s\u1ebd l\u00e0 t\u00edch c\u1ef1c<\/strong>, b\u1edfi v\u00ec c\u01a1 quan n\u00e0y c\u0169ng \u0111ang xem x\u00e9t c\u00e1c \u0111i\u1ec1u ki\u1ec7n c\u00f2n l\u1ea1i c\u1ee7a gi\u1ea5y ph\u00e9p.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">N\u1ebfu b\u1ea1n \u0111ang trong qu\u00e1 tr\u00ecnh l\u1ef1a ch\u1ecdn g\u00f3i b\u1ea3o hi\u1ec3m, h\u01b0\u1edbng d\u1eabn v\u1ec1 ch\u1ee7 \u0111\u1ec1 n\u00e0y s\u1ebd r\u1ea5t h\u1eefu \u00edch, <a href=\"https:\/\/insurance-schengen.pl\/vi\/huong-dan\/the-cu-tru-va-chung-nhan-hop-phap\/nen-chon-loai-bao-hiem-nao-cho-the-cu-tru-nam-2026\/\">L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 ch\u1ecdn b\u1ea3o hi\u1ec3m \u0111i k\u00e8m th\u1ebb c\u01b0 tr\u00fa v\u00e0o n\u0103m 2026<\/a>. \u0110\u1eebng ch\u1ec9 d\u1ef1a v\u00e0o t\u00ean s\u1ea3n ph\u1ea9m. H\u00e3y so s\u00e1nh t\u00e0i li\u1ec7u \u0111\u00f3 v\u1edbi c\u00e1c y\u00eau c\u1ea7u li\u00ean quan \u0111\u1ebfn m\u1ee5c \u0111\u00edch l\u01b0u tr\u00fa c\u1ee7a b\u1ea1n.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"brak-formalny-a-brak-dokumentu-potwierdzajacego-przeslanke\">S\u1ef1 thi\u1ebfu s\u00f3t v\u1ec1 m\u1eb7t h\u00ecnh th\u1ee9c v\u00e0 vi\u1ec7c thi\u1ebfu t\u00e0i li\u1ec7u ch\u1ee9ng minh \u0111i\u1ec1u ki\u1ec7n ti\u00ean quy\u1ebft<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Kh\u00f4ng ph\u1ea3i m\u1ecdi thi\u1ebfu s\u00f3t trong h\u1ed3 s\u01a1 \u0111\u1ec1u d\u1eabn \u0111\u1ebfn h\u1eadu qu\u1ea3 gi\u1ed1ng nhau. <strong>S\u1ef1 thi\u1ebfu s\u00f3t v\u1ec1 m\u1eb7t h\u00ecnh th\u1ee9c li\u00ean quan \u0111\u1ebfn c\u00e1c y\u00eau c\u1ea7u m\u00e0 b\u1ea3n \u0111\u01a1n ph\u1ea3i \u0111\u00e1p \u1ee9ng<\/strong>. Theo \u0110i\u1ec1u 64, Kho\u1ea3n 2 c\u1ee7a B\u1ed9 lu\u1eadt T\u1ed1 t\u1ee5ng H\u00e0nh ch\u00ednh, c\u01a1 quan c\u00f3 th\u1ea9m quy\u1ec1n s\u1ebd y\u00eau c\u1ea7u b\u1ed5 sung c\u00e1c thi\u1ebfu s\u00f3t trong th\u1eddi h\u1ea1n quy \u0111\u1ecbnh, kh\u00f4ng \u0111\u01b0\u1ee3c ng\u1eafn h\u01a1n b\u1ea3y ng\u00e0y, \u0111\u1ed3ng th\u1eddi h\u01b0\u1edbng d\u1eabn v\u1ec1 h\u1eadu qu\u1ea3 c\u1ee7a vi\u1ec7c kh\u00f4ng tu\u00e2n th\u1ee7 y\u00eau c\u1ea7u n\u00e0y. H\u1eadu qu\u1ea3 n\u00e0y c\u00f3 th\u1ec3 l\u00e0 \u0111\u01a1n xin s\u1ebd kh\u00f4ng \u0111\u01b0\u1ee3c xem x\u00e9t. C\u01a1 s\u1edf ph\u00e1p l\u00fd n\u00e0y c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c tham kh\u1ea3o t\u1ea1i <a href=\"https:\/\/api.sejm.gov.pl\/eli\/acts\/DU\/2025\/1691\/text\/O\/D20251691.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">B\u1ed9 lu\u1eadt T\u1ed1 t\u1ee5ng h\u00e0nh ch\u00ednh trong c\u01a1 s\u1edf d\u1eef li\u1ec7u ELI<\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">T\u00ecnh hu\u1ed1ng s\u1ebd kh\u00e1c khi thi\u1ebfu t\u00e0i li\u1ec7u c\u1ea7n thi\u1ebft \u0111\u1ec3 x\u00e1c nh\u1eadn t\u00ecnh ti\u1ebft \u0111\u01b0\u1ee3c n\u00eau trong \u0111\u01a1n. \u0110\u00f3 l\u00e0 <strong>thi\u1ebfu b\u1eb1ng ch\u1ee9ng c\u1ea7n thi\u1ebft \u0111\u1ec3 ch\u1ee9ng minh \u0111i\u1ec1u ki\u1ec7n c\u1ea5p ph\u00e9p<\/strong>, ch\u1ee9 kh\u00f4ng ph\u1ea3i t\u1ef1 \u0111\u1ed9ng \u0111\u01b0\u1ee3c coi l\u00e0 thi\u1ebfu s\u00f3t v\u1ec1 h\u00ecnh th\u1ee9c c\u1ee7a \u0111\u01a1n. C\u01a1 quan c\u00f3 th\u1ea9m quy\u1ec1n c\u00f3 th\u1ec3 y\u00eau c\u1ea7u b\u1ea1n n\u1ed9p t\u00e0i li\u1ec7u \u0111\u00f3. N\u1ebfu b\u1ea1n kh\u00f4ng n\u1ed9p, v\u1ee5 vi\u1ec7c c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c gi\u1ea3i quy\u1ebft d\u1ef1a tr\u00ean c\u00e1c t\u00e0i li\u1ec7u \u0111\u00e3 c\u00f3 trong h\u1ed3 s\u01a1.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">S\u1ef1 ph\u00e2n bi\u1ec7t n\u00e0y c\u00f3 \u00fd ngh\u0129a th\u1ef1c ti\u1ec5n. Vi\u1ec7c \u0111\u1ec3 \u0111\u01a1n xin m\u00e0 kh\u00f4ng xem x\u00e9t v\u00e0 vi\u1ec7c t\u1eeb ch\u1ed1i c\u1ea5p ph\u00e9p l\u00e0 hai k\u1ebft qu\u1ea3 t\u1ed1 t\u1ee5ng kh\u00e1c nhau. K\u1ebft qu\u1ea3 th\u1ee9 nh\u1ea5t li\u00ean quan \u0111\u1ebfn vi\u1ec7c ch\u01b0a kh\u1eafc ph\u1ee5c \u0111\u01b0\u1ee3c thi\u1ebfu s\u00f3t v\u1ec1 th\u1ee7 t\u1ee5c, c\u00f2n k\u1ebft qu\u1ea3 th\u1ee9 hai c\u00f3 th\u1ec3 xu\u1ea5t ph\u00e1t t\u1eeb vi\u1ec7c kh\u00f4ng ch\u1ee9ng minh \u0111\u01b0\u1ee3c \u0111i\u1ec1u ki\u1ec7n c\u1ea7n thi\u1ebft \u0111\u1ec3 \u0111\u01b0\u1ee3c c\u1ea5p ph\u00e9p. B\u1ea3n ch\u1ea5t c\u1ee7a s\u1ef1 thi\u1ebfu s\u00f3t kh\u00f4ng \u0111\u01b0\u1ee3c quy\u1ebft \u0111\u1ecbnh b\u1edfi t\u00ean g\u1ecdi th\u00f4ng th\u01b0\u1eddng c\u1ee7a t\u00e0i li\u1ec7u, m\u00e0 b\u1edfi vai tr\u00f2 c\u1ee7a n\u00f3 trong v\u1ee5 vi\u1ec7c c\u1ee5 th\u1ec3.<\/p>\n\n\n\n<div class=\"wp-block-group has-theme-palette-8-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n\n<p class=\"has-medium-font-size wp-block-paragraph\"><strong>Quan tr\u1ecdng<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">H\u00e3y \u0111\u1ecdc to\u00e0n b\u1ed9 v\u0103n b\u1ea3n y\u00eau c\u1ea7u, bao g\u1ed3m c\u1ea3 c\u01a1 s\u1edf ph\u00e1p l\u00fd, th\u1eddi h\u1ea1n v\u00e0 h\u01b0\u1edbng d\u1eabn. Th\u1eddi h\u1ea1n \u0111\u1ec3 kh\u1eafc ph\u1ee5c c\u00e1c thi\u1ebfu s\u00f3t v\u1ec1 th\u1ee7 t\u1ee5c theo \u0110i\u1ec1u 64, Kho\u1ea3n 2 c\u1ee7a Lu\u1eadt Th\u1ee7 t\u1ee5c H\u00e0nh ch\u00ednh kh\u00f4ng \u0111\u01b0\u1ee3c ng\u1eafn h\u01a1n b\u1ea3y ng\u00e0y. H\u00e3y ki\u1ec3m tra th\u1eddi h\u1ea1n \u0111\u01b0\u1ee3c n\u00eau trong v\u0103n b\u1ea3n m\u00e0 b\u1ea1n \u0111\u00e3 nh\u1eadn \u0111\u01b0\u1ee3c li\u00ean quan \u0111\u1ebfn v\u1ee5 vi\u1ec7c c\u1ee7a m\u00ecnh.<\/p>\n\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"jak-odpowiedziec-na-wezwanie-urzedu\">L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 tr\u1ea3 l\u1eddi th\u00f4ng b\u00e1o c\u1ee7a c\u01a1 quan ch\u1ee9c n\u0103ng?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Ph\u1ea3n \u1ee9ng t\u1ed3i t\u1ec7 nh\u1ea5t l\u00e0 ho\u00e3n vi\u1ec7c vi\u1ebft th\u01b0 l\u1ea1i cho sau. <strong>\u0110\u1eebng b\u1ecf qua th\u00f4ng b\u00e1o n\u00e0y, ngay c\u1ea3 khi b\u1ea1n cho r\u1eb1ng \u0111\u01a1n b\u1ea3o hi\u1ec3m \u0111\u00e3 \u0111\u01b0\u1ee3c n\u1ed9p r\u1ed3i<\/strong>. Tr\u01b0\u1edbc ti\u00ean, h\u00e3y x\u00e1c \u0111\u1ecbnh ng\u00e0y giao nh\u1eadn, th\u1eddi h\u1ea1n tr\u1ea3 l\u1eddi, t\u00e0i li\u1ec7u c\u1ea7n thi\u1ebft v\u00e0 ph\u01b0\u01a1ng th\u1ee9c chuy\u1ec3n giao. Sau \u0111\u00f3, h\u00e3y \u0111\u1ed1i chi\u1ebfu nh\u1eefng th\u00f4ng tin n\u00e0y v\u1edbi c\u00e1c h\u1ed3 s\u01a1 m\u00e0 b\u1ea1n \u0111ang c\u00f3.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">M\u1ed9t c\u00e2u tr\u1ea3 l\u1eddi \u0111\u00fang n\u00ean ng\u1eafn g\u1ecdn v\u00e0 \u0111\u1ea7y \u0111\u1ee7:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n\n<li><strong>Xem n\u1ed9i dung th\u00f4ng b\u00e1o<\/strong> \u2014 Ghi nh\u1eadn c\u01a1 s\u1edf ph\u00e1p l\u00fd, vi\u1ec7c kh\u00f4ng tr\u1ea3 l\u1eddi \u0111\u01b0\u1ee3c n\u00eau r\u00f5, th\u1eddi h\u1ea1n v\u00e0 h\u1eadu qu\u1ea3 c\u1ee7a vi\u1ec7c kh\u00f4ng tr\u1ea3 l\u1eddi.<\/li>\n\n\n\n<li><strong>H\u00e3y chu\u1ea9n b\u1ecb gi\u1ea5y t\u1edd ph\u00f9 h\u1ee3p<\/strong> \u2014 H\u00e3y \u0111\u1ea3m b\u1ea3o r\u1eb1ng th\u00f4ng tin c\u1ee7a ng\u01b0\u1eddi n\u1ed9p \u0111\u01a1n v\u00e0 th\u1eddi h\u1ea1n b\u1ea3o h\u1ed9 l\u00e0 ch\u00ednh x\u00e1c.<\/li>\n\n\n\n<li><strong>N\u1ed9p t\u00e0i li\u1ec7u theo \u0111\u00fang quy \u0111\u1ecbnh<\/strong> \u2014 H\u00e3y l\u00e0m theo h\u01b0\u1edbng d\u1eabn c\u1ee7a c\u01a1 quan c\u00f3 th\u1ea9m quy\u1ec1n.<\/li>\n\n\n\n<li><strong>L\u01b0u l\u1ea1i bi\u00ean nh\u1eadn n\u1ed9p \u0111\u01a1n<\/strong> \u2014 k\u00e8m theo b\u1ea3n sao v\u0103n b\u1ea3n v\u00e0 ph\u1ee5 l\u1ee5c \u0111\u00e3 g\u1eedi k\u00e8m.<\/li>\n\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">Trong th\u1ee7 t\u1ee5c \u0111\u01b0\u1ee3c kh\u1edfi x\u01b0\u1edbng theo y\u00eau c\u1ea7u c\u1ee7a m\u1ed9t b\u00ean, c\u01a1 quan c\u00f3 th\u1ea9m quy\u1ec1n, khi th\u00f4ng b\u00e1o v\u1ec1 kh\u1ea3 n\u0103ng tr\u00ecnh b\u00e0y \u00fd ki\u1ebfn li\u00ean quan \u0111\u1ebfn c\u00e1c ch\u1ee9ng c\u1ee9 \u0111\u00e3 thu th\u1eadp, c\u1ea7n ch\u1ec9 ra nh\u1eefng \u0111i\u1ec1u ki\u1ec7n ph\u1ee5 thu\u1ed9c v\u00e0o b\u00ean \u0111\u00f3 m\u00e0 ch\u01b0a \u0111\u01b0\u1ee3c \u0111\u00e1p \u1ee9ng ho\u1eb7c ch\u1ee9ng minh, v\u00e0 c\u00f3 th\u1ec3 d\u1eabn \u0111\u1ebfn quy\u1ebft \u0111\u1ecbnh kh\u00f4ng ph\u00f9 h\u1ee3p v\u1edbi y\u00eau c\u1ea7u. Trong th\u1eddi h\u1ea1n quy \u0111\u1ecbnh, qu\u00fd v\u1ecb c\u00f3 th\u1ec3 n\u1ed9p th\u00eam ch\u1ee9ng c\u1ee9. H\u00e3y tr\u1ea3 l\u1eddi c\u1ee5 th\u1ec3 c\u00e1c \u00fd ki\u1ebfn ph\u1ea3n \u0111\u1ed1i \u0111\u00e3 \u0111\u01b0\u1ee3c n\u00eau ra.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0110\u1eebng g\u1eedi b\u1eeba b\u00e3i m\u1ed9t b\u1ea3n h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m ch\u1ec9 \u0111\u1ec3 c\u00f3 m\u1ed9t t\u00e0i li\u1ec7u n\u00e0o \u0111\u00f3 trong h\u1ed3 s\u01a1. H\u00e3y ki\u1ec3m tra xem b\u1ea3n h\u1ee3p \u0111\u1ed3ng \u0111\u00f3 c\u00f3 th\u1ef1c s\u1ef1 x\u00e1c nh\u1eadn vi\u1ec7c chi tr\u1ea3 chi ph\u00ed \u0111i\u1ec1u tr\u1ecb t\u1ea1i Ba Lan theo y\u00eau c\u1ea7u hay kh\u00f4ng. N\u1ebfu t\u00ecnh h\u00ecnh c\u00f4ng vi\u1ec7c c\u1ee7a b\u1ea1n \u0111\u00e3 thay \u0111\u1ed5i trong qu\u00e1 tr\u00ecnh x\u1eed l\u00fd h\u1ed3 s\u01a1, h\u00e3y \u0111\u1ecdc th\u00eam h\u01b0\u1edbng d\u1eabn v\u1ec1 c\u00e1ch <a href=\"https:\/\/insurance-schengen.pl\/vi\/huong-dan\/the-cu-tru-va-chung-nhan-hop-phap\/thay-doi-cong-viec-the-cu-tru-va-hop-dong-bao-hiem-moi\/\">Vi\u1ec7c thay \u0111\u1ed5i c\u00f4ng vi\u1ec7c \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn th\u1ebb c\u01b0 tr\u00fa v\u00e0 t\u00ednh hi\u1ec7u l\u1ef1c c\u1ee7a h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"co-zrobic-po-decyzji-odmownej\">Ph\u1ea3i l\u00e0m g\u00ec sau khi nh\u1eadn \u0111\u01b0\u1ee3c quy\u1ebft \u0111\u1ecbnh t\u1eeb ch\u1ed1i?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Tr\u01b0\u1edbc ti\u00ean, h\u00e3y \u0111\u1ecdc ph\u1ea7n l\u00fd do v\u00e0 h\u01b0\u1edbng d\u1eabn. Ki\u1ec3m tra xem vi\u1ec7c t\u1eeb ch\u1ed1i c\u00f3 ph\u1ea3i do kh\u00f4ng \u0111\u00e1p \u1ee9ng \u0111i\u1ec1u ki\u1ec7n b\u1ea3o hi\u1ec3m hay do l\u00fd do kh\u00e1c. <strong>Ch\u00ednh b\u1ea3n h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c k\u00fd k\u1ebft sau \u0111\u00f3 c\u0169ng kh\u00f4ng t\u1ef1 \u0111\u1ed9ng lo\u1ea1i b\u1ecf t\u1ea5t c\u1ea3 c\u00e1c l\u00fd do t\u1eeb ch\u1ed1i<\/strong>. C\u1ea7n ph\u1ea3i tr\u1ea3 l\u1eddi c\u00e1c n\u1ed9i dung c\u1ee5 th\u1ec3 \u0111\u01b0\u1ee3c n\u00eau trong quy\u1ebft \u0111\u1ecbnh.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0110\u01a1n kh\u00e1ng c\u00e1o \u0111\u01b0\u1ee3c n\u1ed9p th\u00f4ng qua c\u01a1 quan \u0111\u00e3 ban h\u00e0nh quy\u1ebft \u0111\u1ecbnh. V\u1ec1 nguy\u00ean t\u1eafc, quy \u0111\u1ecbnh sau \u0111\u00e2y \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng <strong>th\u1eddi h\u1ea1n 14 ng\u00e0y k\u1ec3 t\u1eeb ng\u00e0y nh\u1eadn \u0111\u01b0\u1ee3c quy\u1ebft \u0111\u1ecbnh<\/strong>, m\u1eb7c d\u00f9 lu\u00f4n c\u1ea7n tu\u00e2n th\u1ee7 h\u01b0\u1edbng d\u1eabn trong v\u0103n b\u1ea3n \u0111\u00e3 nh\u1eadn. N\u00ean \u0111\u00ednh k\u00e8m v\u00e0o \u0111\u01a1n khi\u1ebfu n\u1ea1i c\u00e1c t\u00e0i li\u1ec7u li\u00ean quan \u0111\u1ebfn l\u00fd do b\u1ecb t\u1eeb ch\u1ed1i v\u00e0 gi\u1ea3i th\u00edch r\u00f5 r\u00e0ng nh\u1eefng t\u00e0i li\u1ec7u \u0111\u00f3 ch\u1ee9ng minh \u0111i\u1ec1u g\u00ec.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Tr\u01b0\u1edbc khi g\u1eedi \u0111\u01a1n kh\u00e1ng c\u00e1o, h\u00e3y ki\u1ec3m tra:<\/p>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-itemsfb742fcc-odwolanie:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsfb742fcc-odwolanie ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsfb742fcc-odwolanie ul.kt-svg-icon-list{grid-row-gap:8px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsfb742fcc-odwolanie .kb-svg-icon-wrap{font-size:20px;color:#15803d;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsfb742fcc-odwolanie ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-itemsfb742fcc-odwolanie ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}@media all and (max-width: 1024px){.wp-block-kadence-iconlist.kt-svg-icon-list-itemsfb742fcc-odwolanie ul.kt-svg-icon-list{grid-row-gap:8px;}}@media all and (max-width: 1024px){.wp-block-kadence-iconlist.kt-svg-icon-list-itemsfb742fcc-odwolanie .kb-svg-icon-wrap{font-size:20px;}}@media all and (max-width: 767px){.wp-block-kadence-iconlist.kt-svg-icon-list-itemsfb742fcc-odwolanie ul.kt-svg-icon-list{grid-row-gap:8px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsfb742fcc-odwolanie .kb-svg-icon-wrap{font-size:20px;}}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-itemsfb742fcc-odwolanie kt-svg-icon-list-columns-1 alignnone kt-list-icon-aligntop kt-tablet-svg-icon-list-columns-1 kt-mobile-svg-icon-list-columns-1\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-fb742fcc-odwolanie-1 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-fb742fcc-odwolanie-1 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-fb742fcc-odwolanie-1 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">ng\u00e0y nh\u1eadn \u0111\u01b0\u1ee3c quy\u1ebft \u0111\u1ecbnh;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-fb742fcc-odwolanie-2 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-fb742fcc-odwolanie-2 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-fb742fcc-odwolanie-2 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">c\u01a1 quan \u0111\u01b0\u1ee3c n\u00eau trong th\u00f4ng b\u00e1o;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-fb742fcc-odwolanie-3 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-fb742fcc-odwolanie-3 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-fb742fcc-odwolanie-3 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">c\u00e1o bu\u1ed9c li\u00ean quan \u0111\u1ebfn b\u1ea3o hi\u1ec3m;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-fb742fcc-odwolanie-4 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-fb742fcc-odwolanie-4 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-fb742fcc-odwolanie-4 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">c\u00e1c t\u00e0i li\u1ec7u \u0111\u00e3 c\u00f3 trong h\u1ed3 s\u01a1;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-fb742fcc-odwolanie-5 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-fb742fcc-odwolanie-5 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-fb742fcc-odwolanie-5 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">c\u00e1c b\u1eb1ng ch\u1ee9ng m\u1edbi v\u00e0 m\u1ed1i li\u00ean h\u1ec7 c\u1ee7a ch\u00fang v\u1edbi \u0111i\u1ec1u ki\u1ec7n c\u1ea5p ph\u00e9p;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-fb742fcc-odwolanie-6 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-fb742fcc-odwolanie-6 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-fb742fcc-odwolanie-6 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">x\u00e1c nh\u1eadn vi\u1ec7c tu\u00e2n th\u1ee7 th\u1eddi h\u1ea1n.<\/span><\/li>\n<\/ul><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">N\u1ebfu b\u1ea1n ch\u01b0a nh\u1eadn \u0111\u01b0\u1ee3c quy\u1ebft \u0111\u1ecbnh nh\u01b0ng \u0111\u00e3 nh\u1eadn \u0111\u01b0\u1ee3c th\u00f4ng b\u00e1o v\u1ec1 vi\u1ec7c thi\u1ebfu c\u0103n c\u1ee9, \u0111\u1eebng ch\u1edd \u0111\u1ebfn khi b\u1ecb t\u1eeb ch\u1ed1i. H\u00e3y n\u1ed9p c\u00e1c t\u00e0i li\u1ec7u trong th\u1eddi h\u1ea1n do c\u01a1 quan ch\u1ee9c n\u0103ng quy \u0111\u1ecbnh. Ph\u1ea3n \u1ee9ng nhanh ch\u00f3ng s\u1ebd hi\u1ec7u qu\u1ea3 h\u01a1n l\u00e0 ph\u1ea3i kh\u1eafc ph\u1ee5c v\u1ea5n \u0111\u1ec1 sau khi quy\u1ebft \u0111\u1ecbnh \u0111\u00e3 \u0111\u01b0\u1ee3c ban h\u00e0nh.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"faq\">C\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p<\/h2>\n\n\n\n<div class=\"wp-block-group has-theme-palette-8-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n\n<h3 class=\"wp-block-heading\" id=\"czy-brak-polisy-przy-skladaniu-wniosku-zawsze-konczy-sie-odmowa\">Vi\u1ec7c kh\u00f4ng c\u00f3 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m khi n\u1ed9p \u0111\u01a1n xin c\u00f3 ph\u1ea3i lu\u00f4n d\u1eabn \u0111\u1ebfn vi\u1ec7c b\u1ecb t\u1eeb ch\u1ed1i kh\u00f4ng?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Kh\u00f4ng. \u0110i\u1ec1u quan tr\u1ecdng l\u00e0 lo\u1ea1i gi\u1ea5y ph\u00e9p, t\u00ednh ch\u1ea5t c\u1ee7a vi\u1ec7c thi\u1ebfu gi\u1ea5y t\u1edd v\u00e0 di\u1ec5n bi\u1ebfn ti\u1ebfp theo c\u1ee7a th\u1ee7 t\u1ee5c. N\u1ebfu b\u1ea3o hi\u1ec3m l\u00e0 \u0111i\u1ec1u ki\u1ec7n b\u1eaft bu\u1ed9c m\u00e0 b\u00ean li\u00ean quan kh\u00f4ng ch\u1ee9ng minh \u0111\u01b0\u1ee3c, c\u01a1 quan c\u00f3 th\u1ea9m quy\u1ec1n c\u00f3 th\u1ec3 t\u1eeb ch\u1ed1i c\u1ea5p ph\u00e9p. Tuy nhi\u00ean, \u0111\u00e2y kh\u00f4ng ph\u1ea3i l\u00e0 h\u1eadu qu\u1ea3 t\u1ef1 \u0111\u1ed9ng x\u1ea3y ra m\u1ed7i khi thi\u1ebfu m\u1ed9t t\u00e0i li\u1ec7u n\u00e0o \u0111\u00f3 trong m\u1ecdi tr\u01b0\u1eddng h\u1ee3p.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"czy-urzad-powinien-wezwac-do-uzupelnienia-dokumentow\">C\u01a1 quan c\u00f3 n\u00ean y\u00eau c\u1ea7u b\u1ed5 sung h\u1ed3 s\u01a1 kh\u00f4ng?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Trong tr\u01b0\u1eddng h\u1ee3p c\u00f3 thi\u1ebfu s\u00f3t v\u1ec1 th\u1ee7 t\u1ee5c, c\u01a1 quan c\u00f3 th\u1ea9m quy\u1ec1n s\u1ebd y\u00eau c\u1ea7u kh\u1eafc ph\u1ee5c v\u00e0 \u1ea5n \u0111\u1ecbnh th\u1eddi h\u1ea1n kh\u00f4ng d\u01b0\u1edbi b\u1ea3y ng\u00e0y. N\u1ebfu thi\u1ebfu t\u00e0i li\u1ec7u c\u1ea7n thi\u1ebft \u0111\u1ec3 x\u00e1c nh\u1eadn c\u00e1c t\u00ecnh ti\u1ebft, c\u01a1 quan c\u00f3 th\u1ea9m quy\u1ec1n c\u00f3 th\u1ec3 y\u00eau c\u1ea7u n\u1ed9p t\u00e0i li\u1ec7u \u0111\u00f3. Trong tr\u01b0\u1eddng h\u1ee3p kh\u00f4ng n\u1ed9p t\u00e0i li\u1ec7u \u0111\u00f3, c\u01a1 quan c\u00f3 th\u1ea9m quy\u1ec1n c\u00f3 th\u1ec3 gi\u1ea3i quy\u1ebft v\u1ee5 vi\u1ec7c d\u1ef1a tr\u00ean c\u00e1c ch\u1ee9ng c\u1ee9 \u0111\u00e3 thu th\u1eadp \u0111\u01b0\u1ee3c.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"czy-kazda-prywatna-polisa-zostanie-zaakceptowana\">L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 ki\u1ec3m tra xem h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m t\u01b0 nh\u00e2n c\u00f3 \u0111\u00e1p \u1ee9ng c\u00e1c y\u00eau c\u1ea7u hay kh\u00f4ng?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">H\u00e3y ki\u1ec3m tra xem t\u00e0i li\u1ec7u c\u00f3 \u0111\u00e1p \u1ee9ng c\u00e1c y\u00eau c\u1ea7u \u00e1p d\u1ee5ng cho c\u01a1 s\u1edf c\u01b0 tr\u00fa c\u1ee5 th\u1ec3 \u0111\u00f3 hay kh\u00f4ng. Tr\u01b0\u1edbc khi n\u1ed9p \u0111\u01a1n, h\u00e3y ki\u1ec3m tra ph\u1ea1m vi b\u1ea3o hi\u1ec3m, th\u1eddi h\u1ea1n b\u1ea3o hi\u1ec3m v\u00e0 c\u00e1c th\u00f4ng tin tr\u00ean h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m. H\u00e3y \u0111\u1ecdc th\u00eam h\u01b0\u1edbng d\u1eabn v\u1ec1 <a href=\"https:\/\/insurance-schengen.pl\/vi\/huong-dan\/the-cu-tru-va-chung-nhan-hop-phap\/bao-hiem-kem-theo-the-cu-tru-cac-giay-to-va-quy-dinh\/\">c\u00e1c t\u00e0i li\u1ec7u v\u00e0 quy \u0111\u1ecbnh v\u1ec1 b\u1ea3o hi\u1ec3m k\u00e8m theo th\u1ebb c\u01b0 tr\u00fa<\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"czy-odmowa-dotyczy-karty-pobytu-czy-zezwolenia\">Vi\u1ec7c t\u1eeb ch\u1ed1i n\u00e0y li\u00ean quan \u0111\u1ebfn th\u1ebb c\u01b0 tr\u00fa hay gi\u1ea5y ph\u00e9p?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Tr\u01b0\u1edbc ti\u00ean, h\u1ed3 s\u01a1 xin gi\u1ea5y ph\u00e9p c\u01b0 tr\u00fa s\u1ebd \u0111\u01b0\u1ee3c xem x\u00e9t. Th\u1ebb c\u01b0 tr\u00fa l\u00e0 gi\u1ea5y t\u1edd \u0111\u01b0\u1ee3c c\u1ea5p cho ng\u01b0\u1eddi \u0111\u00e3 \u0111\u01b0\u1ee3c c\u1ea5p gi\u1ea5y ph\u00e9p ho\u1eb7c s\u1ef1 \u0111\u1ed3ng \u00fd t\u01b0\u01a1ng \u1ee9ng. Do \u0111\u00f3, c\u1ee5m t\u1eeb th\u00f4ng d\u1ee5ng \u201eb\u1ecb t\u1eeb ch\u1ed1i c\u1ea5p th\u1ebb\u201d th\u01b0\u1eddng \u00e1m ch\u1ec9 vi\u1ec7c b\u1ecb t\u1eeb ch\u1ed1i c\u1ea5p gi\u1ea5y ph\u00e9p.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"ile-czasu-jest-na-odwolanie\">Th\u1eddi h\u1ea1n \u0111\u1ec3 h\u1ee7y l\u00e0 bao l\u00e2u?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Th\u00f4ng th\u01b0\u1eddng l\u00e0 14 ng\u00e0y k\u1ec3 t\u1eeb ng\u00e0y nh\u1eadn \u0111\u01b0\u1ee3c quy\u1ebft \u0111\u1ecbnh. \u0110\u01a1n kh\u00e1ng c\u00e1o ph\u1ea3i \u0111\u01b0\u1ee3c n\u1ed9p th\u00f4ng qua c\u01a1 quan \u0111\u00e3 ban h\u00e0nh quy\u1ebft \u0111\u1ecbnh \u0111\u00f3. H\u00e3y lu\u00f4n \u0111\u1ecdc k\u1ef9 h\u01b0\u1edbng d\u1eabn, v\u00ec h\u01b0\u1edbng d\u1eabn n\u00e0y n\u00eau r\u00f5 th\u1ee7 t\u1ee5c \u00e1p d\u1ee5ng cho t\u1eebng tr\u01b0\u1eddng h\u1ee3p c\u1ee5 th\u1ec3.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"czy-zakup-polisy-gwarantuje-pozytywna-decyzje\">Vi\u1ec7c mua h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u00f3 \u0111\u1ea3m b\u1ea3o s\u1ebd \u0111\u01b0\u1ee3c ch\u1ea5p thu\u1eadn kh\u00f4ng?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Kh\u00f4ng. Gi\u1ea5y ch\u1ee9ng nh\u1eadn b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c d\u00f9ng \u0111\u1ec3 ch\u1ee9ng minh m\u1ed9t trong c\u00e1c \u0111i\u1ec1u ki\u1ec7n, nh\u01b0ng c\u01a1 quan ch\u1ee9c n\u0103ng s\u1ebd xem x\u00e9t to\u00e0n b\u1ed9 h\u1ed3 s\u01a1 v\u00e0 t\u1ea5t c\u1ea3 c\u00e1c \u0111i\u1ec1u ki\u1ec7n li\u00ean quan \u0111\u1ebfn m\u1ee5c \u0111\u00edch l\u01b0u tr\u00fa \u0111\u00e3 khai b\u00e1o. <strong>Kh\u00f4ng c\u00f3 ch\u00ednh s\u00e1ch n\u00e0o \u0111\u1ea3m b\u1ea3o s\u1ebd nh\u1eadn \u0111\u01b0\u1ee3c quy\u1ebft \u0111\u1ecbnh h\u00e0nh ch\u00ednh thu\u1eadn l\u1ee3i<\/strong>.<\/p>\n\n<\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">B\u1ea1n nh\u1eadn \u0111\u01b0\u1ee3c th\u00f4ng b\u00e1o y\u00eau c\u1ea7u b\u1ed5 sung b\u1ea3o hi\u1ec3m hay mu\u1ed1n chu\u1ea9n b\u1ecb h\u1ed3 s\u01a1 tr\u01b0\u1edbc khi n\u1ed9p \u0111\u01a1n? H\u00e3y ch\u1ecdn g\u00f3i b\u1ea3o hi\u1ec3m chi ph\u00ed \u0111i\u1ec1u tr\u1ecb d\u00e0nh cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i v\u00e0 ki\u1ec3m tra th\u00f4ng tin tr\u01b0\u1edbc khi mua.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/insurance-schengen.pl\/vi\/chi-phi-dieu-tri-cho-nguoi-nuoc-ngoai-klc\/\">MUA B\u1ea2O HI\u1ec2M KLC TR\u1ef0C TUY\u1ebeN<\/a><\/div>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Sau khi mua b\u1ea3o hi\u1ec3m, h\u00e3y gi\u1eef l\u1ea1i h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m v\u00e0 gi\u1ea5y x\u00e1c nh\u1eadn vi\u1ec7c tham gia b\u1ea3o hi\u1ec3m, sau \u0111\u00f3 n\u1ed9p t\u00e0i li\u1ec7u theo h\u01b0\u1edbng d\u1eabn trong c\u00f4ng v\u0103n c\u1ee7a c\u01a1 quan ch\u1ee9c n\u0103ng. <strong>\u0110i\u1ec1u quan tr\u1ecdng nh\u1ea5t l\u00e0 ph\u1ea3i ch\u1ee9ng minh \u0111\u01b0\u1ee3c c\u0103n c\u1ee9 th\u00edch h\u1ee3p trong th\u1eddi h\u1ea1n quy \u0111\u1ecbnh<\/strong>, ch\u1ee9 kh\u00f4ng ph\u1ea3i ch\u1ec9 \u0111\u01a1n thu\u1ea7n l\u00e0 vi\u1ec7c s\u1edf h\u1eefu m\u1ed9t x\u00e1c nh\u1eadn ng\u1eabu nhi\u00ean.<\/p>","protected":false},"excerpt":{"rendered":"<p>Vi\u1ec7c kh\u00f4ng c\u00f3 gi\u1ea5y ph\u00e9p c\u01b0 tr\u00fa ch\u01b0a h\u1eb3n \u0111\u00e3 \u0111\u1ed3ng ngh\u0129a v\u1edbi vi\u1ec7c quy\u1ebft \u0111\u1ecbnh t\u1eeb ch\u1ed1i l\u00e0 \u0111i\u1ec1u \u0111\u00e3 \u0111\u01b0\u1ee3c \u0111\u1ecbnh tr\u01b0\u1edbc. \u0110i\u1ec1u quan tr\u1ecdng l\u00e0 c\u01a1 s\u1edf c\u01b0 tr\u00fa, lo\u1ea1i gi\u1ea5y t\u1edd \u0111\u01b0\u1ee3c y\u00eau c\u1ea7u v\u00e0 giai \u0111o\u1ea1n c\u1ee7a th\u1ee7 t\u1ee5c. Trong\u2026<\/p>","protected":false},"author":1,"featured_media":3479,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[11],"tags":[58,60,62,59,61],"class_list":["post-3480","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-karta-pobytu-i-legalizacja","tag-brak-ubezpieczenia-do-karty-pobytu","tag-czy-polisa-jest-obowiazkowa","tag-karta-pobytu-dokumenty","tag-odmowa-karty-pobytu","tag-legalizacja-pobytu-problemy"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v28.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Brak ubezpieczenia do karty pobytu \u2013 czy grozi odmowa?<\/title>\n<meta name=\"description\" content=\"Brak polisy nie zawsze oznacza odmow\u0119 karty pobytu. Sprawd\u017a, kiedy ubezpieczenie jest wymagane i jak zareagowa\u0107 na wezwanie urz\u0119du.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/insurance-schengen.pl\/vi\/huong-dan\/the-cu-tru-va-chung-nhan-hop-phap\/neu-khong-co-bao-hiem-kem-theo-the-cu-tru-lieu-don-xin-co-bi-tu-choi-khong\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Brak ubezpieczenia do karty pobytu \u2013 czy grozi odmowa?\" \/>\n<meta property=\"og:description\" content=\"Brak polisy nie zawsze oznacza odmow\u0119 karty pobytu. Sprawd\u017a, kiedy ubezpieczenie jest wymagane i jak zareagowa\u0107 na wezwanie urz\u0119du.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/insurance-schengen.pl\/vi\/huong-dan\/the-cu-tru-va-chung-nhan-hop-phap\/neu-khong-co-bao-hiem-kem-theo-the-cu-tru-lieu-don-xin-co-bi-tu-choi-khong\/\" \/>\n<meta property=\"og:site_name\" content=\"Insurance Schengen\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/POLISARIUM\" \/>\n<meta property=\"article:published_time\" content=\"2026-10-19T08:43:35+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/insurance-schengen.pl\/wp-content\/uploads\/2026\/10\/ai-8540f57bb1775ccb22e51289b014a2ea5b224752f3a05f3d4b6e0cfdd86e08b7.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"630\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:title\" content=\"Brak ubezpieczenia do karty pobytu \u2013 czy b\u0119dzie odmowa?\" \/>\n<meta name=\"twitter:label1\" content=\"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc\" \/>\n\t<meta name=\"twitter:data2\" content=\"8 ph\u00fat\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/insurance-schengen.pl\\\/vi\\\/poradnik\\\/karta-pobytu-i-legalizacja\\\/brak-ubezpieczenia-do-karty-pobytu-czy-bedzie-odmowa\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/insurance-schengen.pl\\\/vi\\\/poradnik\\\/karta-pobytu-i-legalizacja\\\/brak-ubezpieczenia-do-karty-pobytu-czy-bedzie-odmowa\\\/\"},\"author\":{\"name\":\"admin\",\"@id\":\"https:\\\/\\\/insurance-schengen.pl\\\/vi\\\/#\\\/schema\\\/person\\\/7446ed89f08cdd1cc34f30317ee48038\"},\"headline\":\"Brak ubezpieczenia do karty pobytu \u2013 czy b\u0119dzie odmowa?\",\"datePublished\":\"2026-10-19T08:43:35+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/insurance-schengen.pl\\\/vi\\\/poradnik\\\/karta-pobytu-i-legalizacja\\\/brak-ubezpieczenia-do-karty-pobytu-czy-bedzie-odmowa\\\/\"},\"wordCount\":1571,\"publisher\":{\"@id\":\"https:\\\/\\\/insurance-schengen.pl\\\/vi\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/insurance-schengen.pl\\\/vi\\\/poradnik\\\/karta-pobytu-i-legalizacja\\\/brak-ubezpieczenia-do-karty-pobytu-czy-bedzie-odmowa\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/insurance-schengen.pl\\\/wp-content\\\/uploads\\\/2026\\\/10\\\/ai-8540f57bb1775ccb22e51289b014a2ea5b224752f3a05f3d4b6e0cfdd86e08b7.webp\",\"keywords\":[\"brak ubezpieczenia do karty pobytu\",\"czy polisa jest obowi\u0105zkowa\",\"Dokumenty do karty pobytu\",\"odmowa karty pobytu\",\"Problemy z legalizacj\u0105 pobytu\"],\"articleSection\":[\"Karta pobytu i legalizacja\"],\"inLanguage\":\"vi\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/insurance-schengen.pl\\\/vi\\\/poradnik\\\/karta-pobytu-i-legalizacja\\\/brak-ubezpieczenia-do-karty-pobytu-czy-bedzie-odmowa\\\/\",\"url\":\"https:\\\/\\\/insurance-schengen.pl\\\/vi\\\/poradnik\\\/karta-pobytu-i-legalizacja\\\/brak-ubezpieczenia-do-karty-pobytu-czy-bedzie-odmowa\\\/\",\"name\":\"Brak ubezpieczenia do karty pobytu \u2013 czy grozi odmowa?\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/insurance-schengen.pl\\\/vi\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/insurance-schengen.pl\\\/vi\\\/poradnik\\\/karta-pobytu-i-legalizacja\\\/brak-ubezpieczenia-do-karty-pobytu-czy-bedzie-odmowa\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/insurance-schengen.pl\\\/vi\\\/poradnik\\\/karta-pobytu-i-legalizacja\\\/brak-ubezpieczenia-do-karty-pobytu-czy-bedzie-odmowa\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/insurance-schengen.pl\\\/wp-content\\\/uploads\\\/2026\\\/10\\\/ai-8540f57bb1775ccb22e51289b014a2ea5b224752f3a05f3d4b6e0cfdd86e08b7.webp\",\"datePublished\":\"2026-10-19T08:43:35+00:00\",\"description\":\"Brak polisy nie zawsze oznacza odmow\u0119 karty pobytu. Sprawd\u017a, kiedy ubezpieczenie jest wymagane i jak zareagowa\u0107 na wezwanie urz\u0119du.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/insurance-schengen.pl\\\/vi\\\/poradnik\\\/karta-pobytu-i-legalizacja\\\/brak-ubezpieczenia-do-karty-pobytu-czy-bedzie-odmowa\\\/#breadcrumb\"},\"inLanguage\":\"vi\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/insurance-schengen.pl\\\/vi\\\/poradnik\\\/karta-pobytu-i-legalizacja\\\/brak-ubezpieczenia-do-karty-pobytu-czy-bedzie-odmowa\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\\\/\\\/insurance-schengen.pl\\\/vi\\\/poradnik\\\/karta-pobytu-i-legalizacja\\\/brak-ubezpieczenia-do-karty-pobytu-czy-bedzie-odmowa\\\/#primaryimage\",\"url\":\"https:\\\/\\\/insurance-schengen.pl\\\/wp-content\\\/uploads\\\/2026\\\/10\\\/ai-8540f57bb1775ccb22e51289b014a2ea5b224752f3a05f3d4b6e0cfdd86e08b7.webp\",\"contentUrl\":\"https:\\\/\\\/insurance-schengen.pl\\\/wp-content\\\/uploads\\\/2026\\\/10\\\/ai-8540f57bb1775ccb22e51289b014a2ea5b224752f3a05f3d4b6e0cfdd86e08b7.webp\",\"width\":1200,\"height\":630,\"caption\":\"M\u0142ody m\u0119\u017cczyzna w garniturze siedzi przy biurku w biurze, przegl\u0105daj\u0105c dokumenty i rozmawiaj\u0105c przez telefon, z powa\u017cn\u0105 min\u0105.\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/insurance-schengen.pl\\\/vi\\\/poradnik\\\/karta-pobytu-i-legalizacja\\\/brak-ubezpieczenia-do-karty-pobytu-czy-bedzie-odmowa\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Strona g\u0142\u00f3wna\",\"item\":\"https:\\\/\\\/insurance-schengen.pl\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Brak ubezpieczenia do karty pobytu \u2013 czy b\u0119dzie odmowa?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/insurance-schengen.pl\\\/vi\\\/#website\",\"url\":\"https:\\\/\\\/insurance-schengen.pl\\\/vi\\\/\",\"name\":\"Insurance Schengen\",\"description\":\"Ubezpieczenie koszt\u00f3w leczenia cudzoziemc\u00f3w w Polsce\",\"publisher\":{\"@id\":\"https:\\\/\\\/insurance-schengen.pl\\\/vi\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/insurance-schengen.pl\\\/vi\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"vi\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/insurance-schengen.pl\\\/vi\\\/#organization\",\"name\":\"Polisarium sp. z o.o.\",\"alternateName\":\"Polisarium\",\"url\":\"https:\\\/\\\/insurance-schengen.pl\\\/vi\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\\\/\\\/insurance-schengen.pl\\\/vi\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/insurance-schengen.pl\\\/wp-content\\\/uploads\\\/2025\\\/10\\\/cropped-logo.webp\",\"contentUrl\":\"https:\\\/\\\/insurance-schengen.pl\\\/wp-content\\\/uploads\\\/2025\\\/10\\\/cropped-logo.webp\",\"width\":244,\"height\":68,\"caption\":\"Polisarium sp. z o.o.\"},\"image\":{\"@id\":\"https:\\\/\\\/insurance-schengen.pl\\\/vi\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/POLISARIUM\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/insurance-schengen.pl\\\/vi\\\/#\\\/schema\\\/person\\\/7446ed89f08cdd1cc34f30317ee48038\",\"name\":\"admin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\\\/\\\/insurance-schengen.pl\\\/wp-content\\\/litespeed\\\/avatar\\\/c2f0754339ea811cbcd5e0408d39b070.jpg?ver=1793664541\",\"url\":\"https:\\\/\\\/insurance-schengen.pl\\\/wp-content\\\/litespeed\\\/avatar\\\/c2f0754339ea811cbcd5e0408d39b070.jpg?ver=1793664541\",\"contentUrl\":\"https:\\\/\\\/insurance-schengen.pl\\\/wp-content\\\/litespeed\\\/avatar\\\/c2f0754339ea811cbcd5e0408d39b070.jpg?ver=1793664541\",\"caption\":\"admin\"},\"sameAs\":[\"https:\\\/\\\/insurance-schengen.pl\"]}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Kh\u00f4ng c\u00f3 b\u1ea3o hi\u1ec3m k\u00e8m theo th\u1ebb c\u01b0 tr\u00fa \u2013 li\u1ec7u c\u00f3 nguy c\u01a1 b\u1ecb t\u1eeb ch\u1ed1i kh\u00f4ng?","description":"Vi\u1ec7c kh\u00f4ng c\u00f3 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m kh\u00f4ng ph\u1ea3i l\u00fac n\u00e0o c\u0169ng \u0111\u1ed3ng ngh\u0129a v\u1edbi vi\u1ec7c b\u1ecb t\u1eeb ch\u1ed1i c\u1ea5p th\u1ebb c\u01b0 tr\u00fa. H\u00e3y t\u00ecm hi\u1ec3u xem trong nh\u1eefng tr\u01b0\u1eddng h\u1ee3p n\u00e0o b\u1ea3o hi\u1ec3m l\u00e0 b\u1eaft bu\u1ed9c v\u00e0 c\u00e1ch \u1ee9ng ph\u00f3 khi nh\u1eadn \u0111\u01b0\u1ee3c th\u00f4ng b\u00e1o t\u1eeb c\u01a1 quan ch\u1ee9c n\u0103ng.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/insurance-schengen.pl\/vi\/huong-dan\/the-cu-tru-va-chung-nhan-hop-phap\/neu-khong-co-bao-hiem-kem-theo-the-cu-tru-lieu-don-xin-co-bi-tu-choi-khong\/","og_locale":"vi_VN","og_type":"article","og_title":"Brak ubezpieczenia do karty pobytu \u2013 czy grozi odmowa?","og_description":"Brak polisy nie zawsze oznacza odmow\u0119 karty pobytu. Sprawd\u017a, kiedy ubezpieczenie jest wymagane i jak zareagowa\u0107 na wezwanie urz\u0119du.","og_url":"https:\/\/insurance-schengen.pl\/vi\/huong-dan\/the-cu-tru-va-chung-nhan-hop-phap\/neu-khong-co-bao-hiem-kem-theo-the-cu-tru-lieu-don-xin-co-bi-tu-choi-khong\/","og_site_name":"Insurance Schengen","article_publisher":"https:\/\/www.facebook.com\/POLISARIUM","article_published_time":"2026-10-19T08:43:35+00:00","og_image":[{"width":1200,"height":630,"url":"https:\/\/insurance-schengen.pl\/wp-content\/uploads\/2026\/10\/ai-8540f57bb1775ccb22e51289b014a2ea5b224752f3a05f3d4b6e0cfdd86e08b7.webp","type":"image\/webp"}],"author":"admin","twitter_card":"summary_large_image","twitter_title":"Brak ubezpieczenia do karty pobytu \u2013 czy b\u0119dzie odmowa?","twitter_misc":{"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi":"admin","\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc":"8 ph\u00fat"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/insurance-schengen.pl\/vi\/poradnik\/karta-pobytu-i-legalizacja\/brak-ubezpieczenia-do-karty-pobytu-czy-bedzie-odmowa\/#article","isPartOf":{"@id":"https:\/\/insurance-schengen.pl\/vi\/poradnik\/karta-pobytu-i-legalizacja\/brak-ubezpieczenia-do-karty-pobytu-czy-bedzie-odmowa\/"},"author":{"name":"admin","@id":"https:\/\/insurance-schengen.pl\/vi\/#\/schema\/person\/7446ed89f08cdd1cc34f30317ee48038"},"headline":"Brak ubezpieczenia do karty pobytu \u2013 czy b\u0119dzie odmowa?","datePublished":"2026-10-19T08:43:35+00:00","mainEntityOfPage":{"@id":"https:\/\/insurance-schengen.pl\/vi\/poradnik\/karta-pobytu-i-legalizacja\/brak-ubezpieczenia-do-karty-pobytu-czy-bedzie-odmowa\/"},"wordCount":1571,"publisher":{"@id":"https:\/\/insurance-schengen.pl\/vi\/#organization"},"image":{"@id":"https:\/\/insurance-schengen.pl\/vi\/poradnik\/karta-pobytu-i-legalizacja\/brak-ubezpieczenia-do-karty-pobytu-czy-bedzie-odmowa\/#primaryimage"},"thumbnailUrl":"https:\/\/insurance-schengen.pl\/wp-content\/uploads\/2026\/10\/ai-8540f57bb1775ccb22e51289b014a2ea5b224752f3a05f3d4b6e0cfdd86e08b7.webp","keywords":["brak ubezpieczenia do karty pobytu","czy polisa jest obowi\u0105zkowa","Dokumenty do karty pobytu","odmowa karty pobytu","Problemy z legalizacj\u0105 pobytu"],"articleSection":["Karta pobytu i legalizacja"],"inLanguage":"vi"},{"@type":"WebPage","@id":"https:\/\/insurance-schengen.pl\/vi\/poradnik\/karta-pobytu-i-legalizacja\/brak-ubezpieczenia-do-karty-pobytu-czy-bedzie-odmowa\/","url":"https:\/\/insurance-schengen.pl\/vi\/poradnik\/karta-pobytu-i-legalizacja\/brak-ubezpieczenia-do-karty-pobytu-czy-bedzie-odmowa\/","name":"Kh\u00f4ng c\u00f3 b\u1ea3o hi\u1ec3m k\u00e8m theo th\u1ebb c\u01b0 tr\u00fa \u2013 li\u1ec7u c\u00f3 nguy c\u01a1 b\u1ecb t\u1eeb ch\u1ed1i kh\u00f4ng?","isPartOf":{"@id":"https:\/\/insurance-schengen.pl\/vi\/#website"},"primaryImageOfPage":{"@id":"https:\/\/insurance-schengen.pl\/vi\/poradnik\/karta-pobytu-i-legalizacja\/brak-ubezpieczenia-do-karty-pobytu-czy-bedzie-odmowa\/#primaryimage"},"image":{"@id":"https:\/\/insurance-schengen.pl\/vi\/poradnik\/karta-pobytu-i-legalizacja\/brak-ubezpieczenia-do-karty-pobytu-czy-bedzie-odmowa\/#primaryimage"},"thumbnailUrl":"https:\/\/insurance-schengen.pl\/wp-content\/uploads\/2026\/10\/ai-8540f57bb1775ccb22e51289b014a2ea5b224752f3a05f3d4b6e0cfdd86e08b7.webp","datePublished":"2026-10-19T08:43:35+00:00","description":"Vi\u1ec7c kh\u00f4ng c\u00f3 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m kh\u00f4ng ph\u1ea3i l\u00fac n\u00e0o c\u0169ng \u0111\u1ed3ng ngh\u0129a v\u1edbi vi\u1ec7c b\u1ecb t\u1eeb ch\u1ed1i c\u1ea5p th\u1ebb c\u01b0 tr\u00fa. H\u00e3y t\u00ecm hi\u1ec3u xem trong nh\u1eefng tr\u01b0\u1eddng h\u1ee3p n\u00e0o b\u1ea3o hi\u1ec3m l\u00e0 b\u1eaft bu\u1ed9c v\u00e0 c\u00e1ch \u1ee9ng ph\u00f3 khi nh\u1eadn \u0111\u01b0\u1ee3c th\u00f4ng b\u00e1o t\u1eeb c\u01a1 quan ch\u1ee9c n\u0103ng.","breadcrumb":{"@id":"https:\/\/insurance-schengen.pl\/vi\/poradnik\/karta-pobytu-i-legalizacja\/brak-ubezpieczenia-do-karty-pobytu-czy-bedzie-odmowa\/#breadcrumb"},"inLanguage":"vi","potentialAction":[{"@type":"ReadAction","target":["https:\/\/insurance-schengen.pl\/vi\/poradnik\/karta-pobytu-i-legalizacja\/brak-ubezpieczenia-do-karty-pobytu-czy-bedzie-odmowa\/"]}]},{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/insurance-schengen.pl\/vi\/poradnik\/karta-pobytu-i-legalizacja\/brak-ubezpieczenia-do-karty-pobytu-czy-bedzie-odmowa\/#primaryimage","url":"https:\/\/insurance-schengen.pl\/wp-content\/uploads\/2026\/10\/ai-8540f57bb1775ccb22e51289b014a2ea5b224752f3a05f3d4b6e0cfdd86e08b7.webp","contentUrl":"https:\/\/insurance-schengen.pl\/wp-content\/uploads\/2026\/10\/ai-8540f57bb1775ccb22e51289b014a2ea5b224752f3a05f3d4b6e0cfdd86e08b7.webp","width":1200,"height":630,"caption":"M\u0142ody m\u0119\u017cczyzna w garniturze siedzi przy biurku w biurze, przegl\u0105daj\u0105c dokumenty i rozmawiaj\u0105c przez telefon, z powa\u017cn\u0105 min\u0105."},{"@type":"BreadcrumbList","@id":"https:\/\/insurance-schengen.pl\/vi\/poradnik\/karta-pobytu-i-legalizacja\/brak-ubezpieczenia-do-karty-pobytu-czy-bedzie-odmowa\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Strona g\u0142\u00f3wna","item":"https:\/\/insurance-schengen.pl\/"},{"@type":"ListItem","position":2,"name":"Brak ubezpieczenia do karty pobytu \u2013 czy b\u0119dzie odmowa?"}]},{"@type":"WebSite","@id":"https:\/\/insurance-schengen.pl\/vi\/#website","url":"https:\/\/insurance-schengen.pl\/vi\/","name":"B\u1ea3o hi\u1ec3m Schengen","description":"B\u1ea3o hi\u1ec3m chi ph\u00ed \u0111i\u1ec1u tr\u1ecb cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i t\u1ea1i Ba Lan","publisher":{"@id":"https:\/\/insurance-schengen.pl\/vi\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/insurance-schengen.pl\/vi\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"vi"},{"@type":"Organization","@id":"https:\/\/insurance-schengen.pl\/vi\/#organization","name":"Polisarium C\u00f4ng ty TNHH.","alternateName":"Polisarium","url":"https:\/\/insurance-schengen.pl\/vi\/","logo":{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/insurance-schengen.pl\/vi\/#\/schema\/logo\/image\/","url":"https:\/\/insurance-schengen.pl\/wp-content\/uploads\/2025\/10\/cropped-logo.webp","contentUrl":"https:\/\/insurance-schengen.pl\/wp-content\/uploads\/2025\/10\/cropped-logo.webp","width":244,"height":68,"caption":"Polisarium sp. z o.o."},"image":{"@id":"https:\/\/insurance-schengen.pl\/vi\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/POLISARIUM"]},{"@type":"Person","@id":"https:\/\/insurance-schengen.pl\/vi\/#\/schema\/person\/7446ed89f08cdd1cc34f30317ee48038","name":"admin","image":{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/insurance-schengen.pl\/wp-content\/litespeed\/avatar\/c2f0754339ea811cbcd5e0408d39b070.jpg?ver=1793664541","url":"https:\/\/insurance-schengen.pl\/wp-content\/litespeed\/avatar\/c2f0754339ea811cbcd5e0408d39b070.jpg?ver=1793664541","contentUrl":"https:\/\/insurance-schengen.pl\/wp-content\/litespeed\/avatar\/c2f0754339ea811cbcd5e0408d39b070.jpg?ver=1793664541","caption":"admin"},"sameAs":["https:\/\/insurance-schengen.pl"]}]}},"taxonomy_info":{"category":[{"value":11,"label":"Karta pobytu i legalizacja"}],"post_tag":[{"value":58,"label":"brak ubezpieczenia do karty pobytu"},{"value":60,"label":"czy polisa jest obowi\u0105zkowa"},{"value":62,"label":"Dokumenty do karty pobytu"},{"value":59,"label":"odmowa karty pobytu"},{"value":61,"label":"Problemy z legalizacj\u0105 pobytu"}]},"featured_image_src_large":["https:\/\/insurance-schengen.pl\/wp-content\/uploads\/2026\/10\/ai-8540f57bb1775ccb22e51289b014a2ea5b224752f3a05f3d4b6e0cfdd86e08b7-1024x538.webp",1024,538,true],"author_info":{"display_name":"admin","author_link":"https:\/\/insurance-schengen.pl\/vi\/author\/poliseo\/"},"comment_info":0,"category_info":[{"term_id":11,"name":"Karta pobytu i legalizacja","slug":"karta-pobytu-i-legalizacja","term_group":0,"term_taxonomy_id":11,"taxonomy":"category","description":"","parent":0,"count":5,"filter":"raw","cat_ID":11,"category_count":5,"category_description":"","cat_name":"Karta pobytu i legalizacja","category_nicename":"karta-pobytu-i-legalizacja","category_parent":0}],"tag_info":[{"term_id":58,"name":"brak ubezpieczenia do karty pobytu","slug":"brak-ubezpieczenia-do-karty-pobytu","term_group":0,"term_taxonomy_id":58,"taxonomy":"post_tag","description":"Informacje o konsekwencjach braku polisy zdrowotnej przy wniosku o kart\u0119 pobytu.","parent":0,"count":1,"filter":"raw"},{"term_id":60,"name":"czy polisa jest obowi\u0105zkowa","slug":"czy-polisa-jest-obowiazkowa","term_group":0,"term_taxonomy_id":60,"taxonomy":"post_tag","description":"Wymogi dotycz\u0105ce posiadania polisy ubezpieczeniowej dla cudzoziemc\u00f3w ubiegaj\u0105cych si\u0119 o legalizacj\u0119 pobytu.","parent":0,"count":1,"filter":"raw"},{"term_id":62,"name":"Dokumenty do karty pobytu","slug":"karta-pobytu-dokumenty","term_group":0,"term_taxonomy_id":62,"taxonomy":"post_tag","description":"Informacje o dokumentach potwierdzaj\u0105cych spe\u0142nienie warunk\u00f3w pobytu, w tym o ubezpieczeniu i uzupe\u0142nianiu brak\u00f3w.","parent":0,"count":1,"filter":"raw"},{"term_id":59,"name":"odmowa karty pobytu","slug":"odmowa-karty-pobytu","term_group":0,"term_taxonomy_id":59,"taxonomy":"post_tag","description":"Przyczyny odmowy wydania karty pobytu oraz sposoby odwo\u0142ania od decyzji urz\u0119du.","parent":0,"count":1,"filter":"raw"},{"term_id":61,"name":"Problemy z legalizacj\u0105 pobytu","slug":"legalizacja-pobytu-problemy","term_group":0,"term_taxonomy_id":61,"taxonomy":"post_tag","description":"Trudno\u015bci zwi\u0105zane z dokumentami i wykazaniem przes\u0142anek pobytu podczas procedury legalizacji pobytu w Polsce.","parent":0,"count":1,"filter":"raw"}],"_links":{"self":[{"href":"https:\/\/insurance-schengen.pl\/vi\/wp-json\/wp\/v2\/posts\/3480","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/insurance-schengen.pl\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/insurance-schengen.pl\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/insurance-schengen.pl\/vi\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/insurance-schengen.pl\/vi\/wp-json\/wp\/v2\/comments?post=3480"}],"version-history":[{"count":1,"href":"https:\/\/insurance-schengen.pl\/vi\/wp-json\/wp\/v2\/posts\/3480\/revisions"}],"predecessor-version":[{"id":3481,"href":"https:\/\/insurance-schengen.pl\/vi\/wp-json\/wp\/v2\/posts\/3480\/revisions\/3481"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/insurance-schengen.pl\/vi\/wp-json\/wp\/v2\/media\/3479"}],"wp:attachment":[{"href":"https:\/\/insurance-schengen.pl\/vi\/wp-json\/wp\/v2\/media?parent=3480"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/insurance-schengen.pl\/vi\/wp-json\/wp\/v2\/categories?post=3480"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/insurance-schengen.pl\/vi\/wp-json\/wp\/v2\/tags?post=3480"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}