{"id":3477,"date":"2026-10-14T13:21:20","date_gmt":"2026-10-14T11:21:20","guid":{"rendered":"https:\/\/insurance-schengen.pl\/?p=3477"},"modified":"2026-10-14T13:21:20","modified_gmt":"2026-10-14T11:21:20","slug":"bao-hiem-de-xin-thi-thuc-schengen","status":"publish","type":"post","link":"https:\/\/insurance-schengen.pl\/vi\/poradnik\/wiza-do-polski\/ubezpieczenie-do-wizy-schengen\/","title":{"rendered":"G\u00f3i b\u1ea3o hi\u1ec3m t\u1ed1t nh\u1ea5t cho th\u1ecb th\u1ef1c Schengen \u2013 b\u1ea3ng x\u1ebfp h\u1ea1ng"},"content":{"rendered":"<p class=\"wp-block-paragraph\">C\u1ee5m t\u1eeb \u201eb\u1ea3o hi\u1ec3m t\u1ed1t nh\u1ea5t cho th\u1ecb th\u1ef1c Schengen\u201d g\u1ee3i \u00fd m\u1ed9t danh s\u00e1ch \u0111\u01a1n gi\u1ea3n v\u1edbi duy nh\u1ea5t m\u1ed9t l\u1ef1a ch\u1ecdn h\u00e0ng \u0111\u1ea7u. Tuy nhi\u00ean, k\u1ebft lu\u1eadn nh\u01b0 v\u1eady ch\u1ec9 thu\u1eadn ti\u1ec7n tr\u00ean b\u1ec1 m\u1eb7t: gi\u00e1 c\u1ea3 ph\u1ee5 thu\u1ed9c v\u00e0o t\u00ednh to\u00e1n c\u1ee5 th\u1ec3, c\u00f2n t\u00ednh h\u1eefu \u00edch c\u1ee7a h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m l\u1ea1i ph\u1ee5 thu\u1ed9c v\u00e0o c\u00e1c \u0111i\u1ec1u kho\u1ea3n hi\u1ec7n h\u00e0nh c\u1ee7a n\u00f3 v\u00e0 m\u1ee5c \u0111\u00edch m\u00e0 h\u1ee3p \u0111\u1ed3ng \u0111\u00f3 \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng. Thay v\u00ec m\u1ed9t b\u1ea3ng x\u1ebfp h\u1ea1ng, ch\u00fang t\u00f4i \u0111\u1ec1 xu\u1ea5t <strong>b\u1ea3ng x\u1ebfp h\u1ea1ng c\u00e1c ti\u00eau ch\u00ed<\/strong>, gi\u00fap b\u1ea1n \u0111\u00e1nh gi\u00e1 g\u00f3i b\u1ea3o hi\u1ec3m tr\u01b0\u1edbc khi mua. Ch\u00fang t\u00f4i c\u0169ng tr\u00ecnh b\u00e0y hai v\u00ed d\u1ee5 c\u1ee5 th\u1ec3 d\u1ef1a tr\u00ean c\u00e1c \u0111i\u1ec1u kho\u1ea3n \u0111\u00e3 \u0111\u01b0\u1ee3c ghi nh\u1eadn trong \u0110i\u1ec1u kho\u1ea3n B\u1ea3o hi\u1ec3m Chung (OWU) c\u1ee7a Ergo Hestia v\u00e0 Uniqa. \u0110\u00e2y kh\u00f4ng ph\u1ea3i l\u00e0 c\u00e1c b\u00e1o gi\u00e1 hi\u1ec7n t\u1ea1i. \u0110\u00e2y l\u00e0 t\u00e0i li\u1ec7u gi\u00fap b\u1ea1n \u0111\u1ecdc v\u00e0 hi\u1ec3u r\u00f5 c\u00e1c th\u00f4ng s\u1ed1, gi\u1edbi h\u1ea1n v\u00e0 ngh\u0129a v\u1ee5 m\u1ed9t c\u00e1ch c\u00f3 hi\u1ec3u bi\u1ebft tr\u01b0\u1edbc khi l\u1ef1a ch\u1ecdn h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m v\u00e0 ki\u1ec3m tra c\u00e1c t\u00e0i li\u1ec7u hi\u1ec7n h\u00e0nh c\u1ee7a h\u1ee3p \u0111\u1ed3ng \u0111\u00f3.<\/p>\n\n\n\n<div class=\"wp-block-group has-theme-palette-8-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n\n<p class=\"wp-block-paragraph\">M\u1ee5c l\u1ee5c<\/p>\n\n\n<ol class=\"wp-block-list\">\n\n<li><a href=\"#ranking-bez-pozornego-zwyciezcy\">B\u1ea3ng x\u1ebfp h\u1ea1ng kh\u00f4ng c\u00f3 ng\u01b0\u1eddi chi\u1ebfn th\u1eafng r\u00f5 r\u00e0ng<\/a><\/li>\n\n\n<li><a href=\"#kryteria-wyboru-polisy-wizowej\">C\u00e1c ti\u00eau ch\u00ed l\u1ef1a ch\u1ecdn b\u1ea3o hi\u1ec3m th\u1ecb th\u1ef1c<\/a><\/li>\n\n\n<li><a href=\"#ergo-hestia-i-uniqa-porownanie-parametrow\">Ergo Hestia v\u00e0 Uniqa \u2014 so s\u00e1nh c\u00e1c th\u00f4ng s\u1ed1 \u0111\u00e3 \u0111\u01b0\u1ee3c ghi nh\u1eadn<\/a><\/li>\n\n\n<li><a href=\"#jak-sprawdzic-polise-przed-zakupem\">C\u00e1ch ki\u1ec3m tra h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m tr\u01b0\u1edbc khi mua v\u00e0 chu\u1ea9n b\u1ecb h\u1ed3 s\u01a1 y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng<\/a><\/li>\n\n\n<li><a href=\"#faq\">C\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p<\/a><\/li>\n\n\n<li><a href=\"#wniosek-i-zakup-online\">\u0110\u0103ng k\u00fd v\u00e0 mua h\u00e0ng tr\u1ef1c tuy\u1ebfn<\/a><\/li>\n\n<\/ol>\n\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"ranking-bez-pozornego-zwyciezcy\">B\u1ea3ng x\u1ebfp h\u1ea1ng kh\u00f4ng c\u00f3 ng\u01b0\u1eddi chi\u1ebfn th\u1eafng r\u00f5 r\u00e0ng<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">M\u1ed9t b\u1ea3ng x\u1ebfp h\u1ea1ng \u0111\u00e1ng tin c\u1eady kh\u00f4ng n\u00ean b\u1eaft \u0111\u1ea7u t\u1eeb th\u01b0\u01a1ng hi\u1ec7u, m\u00e0 ph\u1ea3i b\u1eaft \u0111\u1ea7u t\u1eeb nh\u1eefng c\u00e2u h\u1ecfi li\u00ean quan \u0111\u1ebfn t\u1eebng c\u00e1 nh\u00e2n c\u1ee5 th\u1ec3 v\u00e0 t\u1eebng chuy\u1ebfn \u0111i c\u1ee5 th\u1ec3. <strong>So s\u00e1nh c\u00e1c y\u1ebfu t\u1ed1 gi\u1ed1ng nhau<\/strong>: ph\u1ea1m vi b\u1ea3o hi\u1ec3m, th\u1eddi h\u1ea1n b\u1ea3o hi\u1ec3m, m\u1ee9c b\u1ed3i th\u01b0\u1eddng, gi\u1edbi h\u1ea1n ph\u1ee5, c\u00e1c tr\u01b0\u1eddng h\u1ee3p lo\u1ea1i tr\u1eeb, th\u1ee7 t\u1ee5c khai b\u00e1o v\u00e0 gi\u1ea5y t\u1edd \u0111\u01b0\u1ee3c c\u1ea5p khi mua b\u1ea3o hi\u1ec3m. Con s\u1ed1 l\u1edbn \u0111\u01b0\u1ee3c hi\u1ec3n th\u1ecb t\u1ea1i m\u1ed9t n\u01a1i kh\u00f4ng ph\u1ea3n \u00e1nh \u0111\u1ea7y \u0111\u1ee7 n\u1ed9i dung c\u1ee7a to\u00e0n b\u1ed9 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ch\u00fang t\u00f4i kh\u00f4ng ch\u1ec9 ra m\u1ed9t \u0111\u1ec1 xu\u1ea5t n\u00e0o l\u00e0 \u201et\u1ed1t nh\u1ea5t\u201d hay \u201er\u1ebb nh\u1ea5t\u201d. C\u00e1c t\u00e0i li\u1ec7u hi\u1ec7n c\u00f3 kh\u00f4ng bao g\u1ed3m c\u00e1c t\u00ednh to\u00e1n so s\u00e1nh \u0111\u01b0\u1ee3c l\u1eadp cho c\u00f9ng m\u1ed9t h\u1ed3 s\u01a1, ng\u00e0y, th\u1eddi gian v\u00e0 ph\u1ea1m vi. C\u00e1c t\u00e0i li\u1ec7u n\u00e0y c\u0169ng kh\u00f4ng x\u00e1c nh\u1eadn r\u1eb1ng c\u00e1c ph\u01b0\u01a1ng \u00e1n \u0111\u01b0\u1ee3c \u0111\u1ec1 c\u1eadp trong qu\u00e1 kh\u1ee9 hi\u1ec7n v\u1eabn c\u00f2n hi\u1ec7u l\u1ef1c m\u00e0 kh\u00f4ng c\u00f3 thay \u0111\u1ed5i. N\u1ebfu b\u1ea1n mu\u1ed1n t\u00ecm hi\u1ec3u tr\u01b0\u1edbc nh\u1eefng y\u1ebfu t\u1ed1 c\u00f3 th\u1ec3 \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn m\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m, h\u00e3y \u0111\u1ecdc h\u01b0\u1edbng d\u1eabn n\u00e0y <a href=\"https:\/\/insurance-schengen.pl\/vi\/huong-dan\/thi-thuc-vao-ba-lan\/chi-phi-bao-hiem-de-xin-thi-thuc-nam-2026-la-bao-nhieu\/\">Chi ph\u00ed b\u1ea3o hi\u1ec3m \u0111\u1ec3 xin th\u1ecb th\u1ef1c v\u00e0o n\u0103m 2026 l\u00e0 bao nhi\u00eau?<\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Tr\u00ean th\u1ef1c t\u1ebf, n\u00ean coi \u201eb\u1ea3ng x\u1ebfp h\u1ea1ng\u201d n\u00e0y nh\u01b0 th\u1ee9 t\u1ef1 \u01b0u ti\u00ean trong vi\u1ec7c ki\u1ec3m tra:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n\n<li>Khu v\u1ef1c b\u1ea3o t\u1ed3n c\u00f3 ph\u00f9 h\u1ee3p v\u1edbi k\u1ebf ho\u1ea1ch l\u01b0u tr\u00fa c\u1ee7a b\u1ea1n kh\u00f4ng?<\/li>\n\n\n<li>C\u00e1ch th\u1ee9c ho\u1ea1t \u0111\u1ed9ng <strong>s\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m<\/strong>, c\u00f2n c\u00e1c m\u1ee9c tr\u1ea7n ph\u1ee5 c\u1ee5 th\u1ec3 th\u00ec sao?<\/li>\n\n\n<li>T\u00e0i li\u1ec7u n\u00e0y c\u00f3 n\u00eau r\u00f5 vi\u1ec7c b\u1ea3o v\u1ec7 trong to\u00e0n b\u1ed9 th\u1eddi gian c\u1ea7n thi\u1ebft kh\u00f4ng?<\/li>\n\n\n<li>Nh\u1eefng tr\u01b0\u1eddng h\u1ee3p ngo\u1ea1i l\u1ec7 v\u00e0 ngh\u0129a v\u1ee5 n\u00e0o c\u00f3 th\u1ec3 c\u00f3 \u00fd ngh\u0129a trong ho\u00e0n c\u1ea3nh c\u1ee7a b\u1ea1n?<\/li>\n\n\n<li>Quy tr\u00ecnh b\u00e1o c\u00e1o s\u1ef1 c\u1ed1 di\u1ec5n ra nh\u01b0 th\u1ebf n\u00e0o v\u00e0 c\u1ea7n l\u01b0u gi\u1eef nh\u1eefng t\u00e0i li\u1ec7u n\u00e0o?<\/li>\n\n\n<li>H\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m m\u00e0 b\u1ea1n nh\u1eadn \u0111\u01b0\u1ee3c c\u00f3 tu\u00e2n th\u1ee7 c\u00e1c y\u00eau c\u1ea7u \u00e1p d\u1ee5ng cho th\u1ee7 t\u1ee5c c\u1ee7a b\u1ea1n kh\u00f4ng?<\/li>\n\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">C\u00e1ch ti\u1ebfp c\u1eadn n\u00e0y kh\u00f4ng mang l\u1ea1i k\u1ebft qu\u1ea3 \u1ea5n t\u01b0\u1ee3ng tr\u00ean b\u1ea3ng x\u1ebfp h\u1ea1ng, nh\u01b0ng gi\u00fap h\u1ea1n ch\u1ebf r\u1ee7i ro khi so s\u00e1nh c\u00e1c con s\u1ed1 c\u00f3 \u00fd ngh\u0129a kh\u00e1c nhau. <strong>Gi\u1edbi h\u1ea1n ph\u1ee5 kh\u00f4ng thay th\u1ebf cho t\u1ed5ng ch\u00ednh<\/strong>, v\u00e0 t\u1ed5ng s\u1ed1 li\u00ean quan \u0111\u1ebfn m\u1ed9t y\u1ebfu t\u1ed1 b\u1ea3o v\u1ec7 kh\u00f4ng t\u1ef1 \u0111\u1ed9ng ph\u1ea3n \u00e1nh c\u00e1c y\u1ebfu t\u1ed1 c\u00f2n l\u1ea1i.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"kryteria-wyboru-polisy-wizowej\">C\u00e1c ti\u00eau ch\u00ed l\u1ef1a ch\u1ecdn b\u1ea3o hi\u1ec3m th\u1ecb th\u1ef1c<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"terytorium-musi-odpowiadac-planowi-pobytu\">L\u00e3nh th\u1ed5 ph\u1ea3i ph\u00f9 h\u1ee3p v\u1edbi k\u1ebf ho\u1ea1ch l\u01b0u tr\u00fa<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Tr\u01b0\u1edbc ti\u00ean, h\u00e3y ki\u1ec3m tra \u0111i\u1ec1u kho\u1ea3n v\u1ec1 ph\u1ea1m vi \u00e1p d\u1ee5ng b\u1ea3o hi\u1ec3m. Ch\u1ec9 d\u1ef1a v\u00e0o t\u00ean s\u1ea3n ph\u1ea9m ho\u1eb7c s\u1ef1 xu\u1ea5t hi\u1ec7n c\u1ee7a t\u1eeb \u201eSchengen\u201d trong t\u00e0i li\u1ec7u qu\u1ea3ng c\u00e1o l\u00e0 ch\u01b0a \u0111\u1ee7 \u0111\u1ec3 \u0111\u00e1nh gi\u00e1 m\u1ed9t g\u00f3i b\u1ea3o hi\u1ec3m c\u1ee5 th\u1ec3. <strong>Vui l\u00f2ng ki\u1ec3m tra ph\u1ea1m vi l\u00e3nh th\u1ed5 trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m v\u00e0 \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n Chung<\/strong>, sau \u0111\u00f3 so s\u00e1nh n\u00f3 v\u1edbi l\u1ed9 tr\u00ecnh v\u00e0 \u0111i\u1ec3m \u0111\u1ebfn.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">M\u1ed9t v\u00ed d\u1ee5 \u0111i\u1ec3n h\u00ecnh l\u00e0 \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n B\u1ea3o hi\u1ec3m (OWU) c\u1ee7a Uniqa, \u0111\u01b0\u1ee3c ghi r\u00f5 v\u1ec1 m\u1eb7t k\u1ef9 thu\u1eadt l\u00e0 t\u00e0i li\u1ec7u ban h\u00e0nh n\u0103m 2020. Ph\u1ea1m vi l\u00e3nh th\u1ed5 \u0111\u01b0\u1ee3c n\u00eau trong \u0111\u00f3 \u00e1p d\u1ee5ng cho c\u00e1c s\u1ef1 c\u1ed1 x\u1ea3y ra tr\u00ean l\u00e3nh th\u1ed5 Ba Lan. Kh\u00f4ng \u0111\u01b0\u1ee3c ph\u00e9p d\u1ef1a v\u00e0o \u0111i\u1ec1u n\u00e0y \u0111\u1ec3 m\u1edf r\u1ed9ng ph\u1ea1m vi \u0111\u01a1n xin sang to\u00e0n b\u1ed9 khu v\u1ef1c Schengen. \u0110i\u1ec1u kho\u1ea3n n\u00e0y cho th\u1ea5y l\u00fd do t\u1ea1i sao vi\u1ec7c g\u1eafn nh\u00e3n danh m\u1ee5c kh\u00f4ng th\u1ec3 thay th\u1ebf cho vi\u1ec7c \u0111\u1ecdc k\u1ef9 t\u00e0i li\u1ec7u.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"sumy-i-podlimity-trzeba-czytac-osobno\">C\u00e1c t\u1ed5ng v\u00e0 c\u00e1c m\u1ee9c gi\u1edbi h\u1ea1n ph\u1ee5 c\u1ea7n \u0111\u01b0\u1ee3c \u0111\u1ecdc ri\u00eang bi\u1ec7t<\/h3>\n\n\n\n<div class=\"wp-block-group has-theme-palette-8-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n\n<p class=\"has-medium-font-size wp-block-paragraph\"><strong>T\u1ed5ng s\u1ed1 ti\u1ec1n x\u00e1c \u0111\u1ecbnh gi\u1edbi h\u1ea1n tr\u00e1ch nhi\u1ec7m<\/strong> ch\u1ec9 trong ph\u1ea1m vi v\u00e0 theo c\u00e1c quy \u0111\u1ecbnh \u0111\u01b0\u1ee3c n\u00eau trong h\u1ee3p \u0111\u1ed3ng. B\u00ean c\u1ea1nh \u0111\u00f3, c\u00f3 th\u1ec3 \u00e1p d\u1ee5ng c\u00e1c m\u1ee9c gi\u1edbi h\u1ea1n ph\u1ee5 \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh cho t\u1eebng lo\u1ea1i quy\u1ec1n l\u1ee3i c\u1ee5 th\u1ec3. Do \u0111\u00f3, hai h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u00f3 s\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m ch\u00ednh t\u01b0\u01a1ng t\u1ef1 nhau v\u1eabn c\u00f3 th\u1ec3 kh\u00e1c nhau v\u1ec1 c\u01a1 c\u1ea5u c\u1ee7a c\u00e1c gi\u1edbi h\u1ea1n c\u1ee5 th\u1ec3.<\/p>\n\n\n<p class=\"wp-block-paragraph\">Trong \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n B\u1ea3o hi\u1ec3m Chung (OWU) c\u1ee7a Uniqa c\u00f3 quy \u0111\u1ecbnh r\u1eb1ng s\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m, s\u1ed1 ti\u1ec1n b\u1ea3o l\u00e3nh v\u00e0 c\u00e1c m\u1ee9c gi\u1edbi h\u1ea1n ph\u1ee5 c\u1ee7a ch\u00fang l\u00e0 c\u00e1c gi\u1edbi h\u1ea1n t\u1ed1i \u0111a v\u1ec1 tr\u00e1ch nhi\u1ec7m \u0111\u1ed1i v\u1edbi m\u1ed7i ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m. Ngo\u00e0i ra, t\u00e0i li\u1ec7u n\u00e0y c\u0169ng n\u00eau r\u00f5 r\u1eb1ng <strong>M\u1ed7i l\u1ea7n r\u00fat ti\u1ec1n s\u1ebd l\u00e0m gi\u1ea3m s\u1ed1 ti\u1ec1n t\u01b0\u01a1ng \u1ee9ng ho\u1eb7c h\u1ea1n m\u1ee9c ph\u1ee5<\/strong>. Do \u0111\u00f3, khi so s\u00e1nh c\u00e1c g\u00f3i d\u1ecbch v\u1ee5, b\u1ea1n kh\u00f4ng ch\u1ec9 n\u00ean h\u1ecfi \u201et\u1ed5ng s\u1ed1 ti\u1ec1n l\u00e0 bao nhi\u00eau?\u201d, m\u00e0 c\u00f2n n\u00ean h\u1ecfi \u201ed\u1ecbch v\u1ee5 n\u00e0o \u00e1p d\u1ee5ng m\u1ee9c gi\u1edbi h\u1ea1n n\u00e0o v\u00e0 m\u1ee9c gi\u1edbi h\u1ea1n \u0111\u00f3 thay \u0111\u1ed5i nh\u01b0 th\u1ebf n\u00e0o sau khi chi tr\u1ea3?\u201d.<\/p>\n\n<\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"aktualnosc-dokumentu-jest-czescia-decyzji\">T\u00ednh hi\u1ec7n h\u00e0nh c\u1ee7a v\u0103n b\u1ea3n l\u00e0 m\u1ed9t ph\u1ea7n c\u1ee7a quy\u1ebft \u0111\u1ecbnh<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Th\u00f4ng s\u1ed1 kh\u00f4ng ghi r\u00f5 phi\u00ean b\u1ea3n t\u00e0i li\u1ec7u c\u00f3 th\u1ec3 d\u1ec5 d\u00e0ng \u0111\u01b0\u1ee3c hi\u1ec3u l\u00e0 \u0111\u1ec1 xu\u1ea5t hi\u1ec7n t\u1ea1i. Trong khi \u0111\u00f3, c\u00e1c t\u00e0i li\u1ec7u \u0111\u01b0\u1ee3c so s\u00e1nh d\u01b0\u1edbi \u0111\u00e2y v\u1ec1 m\u1eb7t k\u1ef9 thu\u1eadt \u0111\u01b0\u1ee3c ghi l\u00e0 n\u0103m 2016 v\u00e0 2020. \u0110i\u1ec1u n\u00e0y kh\u00f4ng ch\u1ee9ng minh r\u1eb1ng ch\u00fang hi\u1ec7n \u0111ang c\u00f3 s\u1eb5n. Tr\u01b0\u1edbc khi k\u00fd k\u1ebft h\u1ee3p \u0111\u1ed3ng, h\u00e3y y\u00eau c\u1ea7u <strong>\u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0111i\u1ec1u ki\u1ec7n hi\u1ec7n h\u00e0nh \u00e1p d\u1ee5ng cho ch\u01b0\u01a1ng tr\u00ecnh khuy\u1ebfn m\u00e3i n\u00e0y<\/strong> v\u00e0 h\u00e3y ki\u1ec3m tra xem t\u00ean bi\u1ebfn th\u1ec3 c\u0169ng nh\u01b0 c\u00e1c gi\u00e1 tr\u1ecb trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u00f3 kh\u1edbp v\u1edbi t\u00e0i li\u1ec7u n\u00e0y hay kh\u00f4ng.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">N\u1ebfu b\u1ea1n \u0111ang trong giai \u0111o\u1ea1n chu\u1ea9n b\u1ecb mua h\u00e0ng, h\u01b0\u1edbng d\u1eabn n\u00e0y s\u1ebd r\u1ea5t h\u1eefu \u00edch <a href=\"https:\/\/insurance-schengen.pl\/vi\/huong-dan\/thi-thuc-vao-ba-lan\/huong-dan-tung-buoc-cach-mua-bao-hiem-du-lich-de-xin-thi-thuc-vao-ba-lan\/\">H\u01b0\u1edbng d\u1eabn t\u1eebng b\u01b0\u1edbc c\u00e1ch mua b\u1ea3o hi\u1ec3m \u0111\u1ec3 xin th\u1ecb th\u1ef1c v\u00e0o Ba Lan<\/a>. Tuy nhi\u00ean, ch\u00ednh qu\u00e1 tr\u00ecnh mua h\u00e0ng c\u0169ng kh\u00f4ng mi\u1ec5n tr\u1eeb vi\u1ec7c ki\u1ec3m tra c\u00e1c t\u00e0i li\u1ec7u cu\u1ed1i c\u00f9ng.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"ergo-hestia-i-uniqa-porownanie-parametrow\">Ergo Hestia v\u00e0 Uniqa \u2014 so s\u00e1nh c\u00e1c th\u00f4ng s\u1ed1 \u0111\u00e3 \u0111\u01b0\u1ee3c ghi nh\u1eadn<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Hai v\u00ed d\u1ee5 d\u01b0\u1edbi \u0111\u00e2y kh\u00f4ng nh\u1eb1m m\u1ee5c \u0111\u00edch x\u1ebfp h\u1ea1ng gi\u00e1 c\u1ea3. Ch\u00fang ch\u1ec9 tr\u00ecnh b\u00e0y nh\u1eefng th\u00f4ng tin kh\u00e1c nhau \u0111\u00e3 \u0111\u01b0\u1ee3c x\u00e1c nh\u1eadn trong c\u00e1c \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n chung c\u1ee5 th\u1ec3. <strong>\u0110\u00e2y kh\u00f4ng ph\u1ea3i l\u00e0 c\u00e1c kho\u1ea3n ph\u00ed b\u1ea3o hi\u1ec3m hay c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh khuy\u1ebfn m\u00e3i hi\u1ec7n t\u1ea1i<\/strong> v\u00e0 khi\u1ebfn vi\u1ec7c c\u00f4ng b\u1ed1 ng\u01b0\u1eddi chi\u1ebfn th\u1eafng tr\u1edf n\u00ean b\u1ea5t kh\u1ea3 thi.<\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n\n<div class=\"wp-block-group has-theme-palette-8-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n\n<h3 class=\"wp-block-heading\" id=\"ergo-hestia-sumy-w-dwoch-wariantach\">Ergo Hestia \u2014 c\u00e1c m\u1ee9c b\u1ea3o hi\u1ec3m v\u1edbi hai ph\u01b0\u01a1ng \u00e1n<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Trong \u0110i\u1ec1u kho\u1ea3n b\u1ea3o hi\u1ec3m chung (OWU) c\u1ee7a Ergo Hestia, \u0111\u01b0\u1ee3c k\u00fd hi\u1ec7u k\u1ef9 thu\u1eadt l\u00e0 owu-klc-ergo-2016.pdf, s\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m cho chi ph\u00ed \u0111i\u1ec1u tr\u1ecb v\u00e0 v\u1eadn chuy\u1ec3n l\u00e0 <strong>30.000 EUR v\u1edbi g\u00f3i STANDARD<\/strong> v\u00e0 <strong>50.000 EUR trong g\u00f3i OPTIMUM<\/strong>. C\u00e1c \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n Chung (OWU) c\u0169ng n\u00eau r\u00f5 r\u1eb1ng tr\u00e1ch nhi\u1ec7m \u0111\u01b0\u1ee3c gi\u1edbi h\u1ea1n trong c\u00e1c m\u1ee9c quy \u0111\u1ecbnh t\u1ea1i v\u0103n b\u1ea3n n\u00e0y.<\/p>\n\n\n<p class=\"wp-block-paragraph\">\u0110i\u1ec1u n\u00e0y c\u00f3 \u00fd ngh\u0129a g\u00ec \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi mua? S\u1ed1 ti\u1ec1n cao h\u01a1n trong g\u00f3i OPTIMUM ch\u00ednh l\u00e0 \u0111i\u1ec3m kh\u00e1c bi\u1ec7t c\u1ee5 th\u1ec3 gi\u1eefa c\u00e1c g\u00f3i \u0111\u00e3 \u0111\u01b0\u1ee3c m\u00f4 t\u1ea3, tuy nhi\u00ean <strong>T\u1ed5ng s\u1ed1 ti\u1ec1n n\u00e0y kh\u00f4ng ph\u1ea3i l\u00e0 gi\u00e1 c\u1ee7a h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m<\/strong>. Ngo\u00e0i ra, b\u1ea3n th\u00e2n t\u00e0i li\u1ec7u n\u00e0y c\u0169ng kh\u00f4ng quy\u1ebft \u0111\u1ecbnh \u0111\u01b0\u1ee3c t\u00ednh hi\u1ec7n h\u00e0nh, ph\u1ea1m vi b\u1ea3o hi\u1ec3m \u0111\u1ea7y \u0111\u1ee7 hay s\u1ef1 ph\u00f9 h\u1ee3p c\u1ee7a t\u00e0i li\u1ec7u v\u1edbi m\u1ed9t th\u1ee7 t\u1ee5c c\u1ee5 th\u1ec3. Tr\u01b0\u1edbc khi mua, qu\u00fd v\u1ecb c\u1ea7n \u0111\u1ed1i chi\u1ebfu t\u00e0i li\u1ec7u n\u00e0y v\u1edbi c\u00e1c gi\u1edbi h\u1ea1n tr\u00e1ch nhi\u1ec7m v\u00e0 c\u00e1c \u0111i\u1ec1u kho\u1ea3n kh\u00e1c trong t\u00e0i li\u1ec7u hi\u1ec7n h\u00e0nh.<\/p>\n\n<\/div><\/div>\n\n<\/div>\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n\n<div class=\"wp-block-group has-theme-palette-8-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n\n<h3 class=\"wp-block-heading\" id=\"uniqa-mechanika-limitow-i-parametry-wariantow\">Uniqa \u2014 c\u01a1 ch\u1ebf gi\u1edbi h\u1ea1n v\u00e0 c\u00e1c th\u00f4ng s\u1ed1 c\u1ee7a c\u00e1c bi\u1ebfn th\u1ec3<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Trong \u0110i\u1ec1u kho\u1ea3n B\u1ea3o hi\u1ec3m Chung (OWU) c\u1ee7a Uniqa c\u00f3 m\u00e3 owu-klc-uniqa-2020.pdf, t\u1ed5ng s\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m, m\u1ee9c b\u1ea3o hi\u1ec3m t\u1ed1i \u0111a v\u00e0 c\u00e1c m\u1ee9c gi\u1edbi h\u1ea1n ph\u1ee5 l\u00e0 gi\u1edbi h\u1ea1n tr\u00e1ch nhi\u1ec7m t\u1ed1i \u0111a \u0111\u1ed1i v\u1edbi m\u1ed7i ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m. T\u00e0i li\u1ec7u n\u00e0y n\u00eau r\u00f5 r\u1eb1ng vi\u1ec7c chi tr\u1ea3 s\u1ebd l\u00e0m gi\u1ea3m s\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m t\u01b0\u01a1ng \u1ee9ng ho\u1eb7c m\u1ee9c gi\u1edbi h\u1ea1n ph\u1ee5.<\/p>\n\n\n<p class=\"wp-block-paragraph\">Trong b\u1ea3ng c\u00e1c ph\u01b0\u01a1ng \u00e1n c\u1ee7a t\u00e0i li\u1ec7u n\u00e0y, ngo\u00e0i ra c\u00f2n n\u00eau r\u00f5 m\u1ee9c b\u1ea3o hi\u1ec3m tai n\u1ea1n (NNW) t\u1eeb 10.000 z\u0142 \u0111\u1ebfn 50.000 z\u0142, chi ph\u00ed \u0111i\u1ec1u tr\u1ecb t\u1eeb 500 z\u0142 \u0111\u1ebfn 1.000 z\u0142 v\u00e0 chi ph\u00ed c\u1ee9u h\u1ed9 l\u00e0 15.000 z\u0142. \u0110\u00e2y l\u00e0 c\u00e1c h\u1ea1ng m\u1ee5c b\u1ea3o hi\u1ec3m kh\u00e1c nhau, do \u0111\u00f3 <strong>\u0110\u1eebng g\u1ed9p ch\u00fang l\u1ea1i th\u00e0nh m\u1ed9t kho\u1ea3n chung<\/strong>. Trong c\u00f9ng \u0111o\u1ea1n v\u0103n \u0111\u00f3, l\u00e3nh th\u1ed5 n\u00e0y \u0111\u01b0\u1ee3c m\u00f4 t\u1ea3 l\u00e0 Ba Lan, do \u0111\u00f3 kh\u00f4ng c\u00f3 c\u01a1 s\u1edf n\u00e0o \u0111\u1ec3 coi c\u00e1c th\u00f4ng s\u1ed1 n\u00e0y l\u00e0 b\u1eb1ng ch\u1ee9ng cho vi\u1ec7c \u0111\u01b0\u1ee3c b\u1ea3o v\u1ec7 tr\u00ean to\u00e0n b\u1ed9 khu v\u1ef1c Schengen.<\/p>\n\n<\/div><\/div>\n\n<\/div>\n\n<\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"co-naprawde-mozna-porownac\">Nh\u1eefng g\u00ec th\u1ef1c s\u1ef1 c\u00f3 th\u1ec3 so s\u00e1nh \u0111\u01b0\u1ee3c<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Trong v\u00ed d\u1ee5 v\u1ec1 Ergo Hestia, c\u00e1c m\u1ee9c chi tr\u1ea3 cho hai ph\u01b0\u01a1ng \u00e1n chi ph\u00ed \u0111i\u1ec1u tr\u1ecb v\u00e0 v\u1eadn chuy\u1ec3n \u0111\u00e3 \u0111\u01b0\u1ee3c x\u00e1c nh\u1eadn. Trong v\u00ed d\u1ee5 v\u1ec1 Uniqa, c\u01a1 ch\u1ebf gi\u1ea3m tr\u1eeb h\u1ea1n m\u1ee9c, c\u00e1c gi\u00e1 tr\u1ecb \u0111\u01b0\u1ee3c ch\u1ecdn cho c\u00e1c m\u1ee5c kh\u00e1c nhau v\u00e0 khu v\u1ef1c \u0111\u01b0\u1ee3c m\u00f4 t\u1ea3 l\u00e0 Ba Lan \u0111\u00e3 \u0111\u01b0\u1ee3c x\u00e1c nh\u1eadn. Ph\u1ea1m vi d\u1eef li\u1ec7u kh\u00f4ng ho\u00e0n to\u00e0n gi\u1ed1ng nhau. Do \u0111\u00f3, k\u1ebft lu\u1eadn c\u00f4ng b\u1eb1ng l\u00e0: c\u1ea3 hai t\u00e0i li\u1ec7u \u0111\u1ec1u gi\u00fap hi\u1ec3u r\u00f5 c\u1ea5u tr\u00fac c\u1ee7a g\u00f3i b\u1ea3o hi\u1ec3m, nh\u01b0ng kh\u00f4ng t\u1ea1o th\u00e0nh c\u01a1 s\u1edf \u0111\u1ea7y \u0111\u1ee7 \u0111\u1ec3 x\u1ebfp h\u1ea1ng c\u00e1c s\u1ea3n ph\u1ea9m.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Th\u1ee9 t\u1ef1 h\u1ee3p l\u00fd l\u00e0 <strong>ki\u1ec3m tra t\u00ednh nh\u1ea5t qu\u00e1n c\u1ee7a c\u00e1c t\u00e0i li\u1ec7u tr\u01b0\u1edbc khi so s\u00e1nh gi\u00e1<\/strong>. Tr\u01b0\u1edbc ti\u00ean, h\u00e3y x\u00e1c \u0111\u1ecbnh ph\u1ea1m vi v\u00e0 th\u1eddi gian c\u1ea7n thi\u1ebft, sau \u0111\u00f3 ki\u1ec3m tra t\u1ed5ng s\u1ed1 ti\u1ec1n, c\u00e1c m\u1ee9c gi\u1edbi h\u1ea1n ph\u1ee5 v\u00e0 c\u00e1c ngh\u0129a v\u1ee5, v\u00e0 cu\u1ed1i c\u00f9ng m\u1edbi so s\u00e1nh c\u00e1c m\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m thu \u0111\u01b0\u1ee3c d\u1ef1a tr\u00ean c\u00f9ng c\u00e1c gi\u1ea3 \u0111\u1ecbnh \u0111\u00f3.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"jak-sprawdzic-polise-przed-zakupem\">C\u00e1ch ki\u1ec3m tra h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m tr\u01b0\u1edbc khi mua v\u00e0 chu\u1ea9n b\u1ecb h\u1ed3 s\u01a1 y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Tr\u01b0\u1edbc khi th\u1ef1c hi\u1ec7n thanh to\u00e1n, h\u00e3y m\u1edf t\u00e0i li\u1ec7u l\u00e0 m\u1ed9t ph\u1ea7n c\u1ee7a h\u1ee3p \u0111\u1ed3ng v\u00e0 ki\u1ec3m tra l\u1ea1i danh s\u00e1ch ki\u1ec3m tra ng\u1eafn sau \u0111\u00e2y. H\u00e3y ki\u1ec3m tra th\u00f4ng tin c\u1ee7a ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m, c\u00e1c ng\u00e0y th\u00e1ng, ph\u1ea1m vi \u00e1p d\u1ee5ng c\u1ee7a h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m, g\u00f3i b\u1ea3o hi\u1ec3m \u0111\u00e3 ch\u1ecdn, s\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m v\u00e0 c\u00e1c m\u1ee9c gi\u1edbi h\u1ea1n ph\u1ee5. <strong>H\u00e3y so s\u00e1nh th\u1eddi h\u1ea1n b\u1ea3o hi\u1ec3m v\u1edbi to\u00e0n b\u1ed9 k\u1ebf ho\u1ea1ch l\u01b0u tr\u00fa c\u1ee7a b\u1ea1n<\/strong>, kh\u00f4ng gi\u1ea3 \u0111\u1ecbnh r\u1eb1ng h\u1ec7 th\u1ed1ng b\u00e1n h\u00e0ng \u0111\u00e3 t\u1ef1 \u0111\u1ed9ng t\u00ednh \u0111\u1ebfn t\u1ea5t c\u1ea3 c\u00e1c ng\u00e0y.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ti\u1ebfp theo, h\u00e3y t\u00ecm hi\u1ec3u k\u1ef9 c\u00e1c tr\u01b0\u1eddng h\u1ee3p ngo\u1ea1i l\u1ec7 v\u00e0 ngh\u0129a v\u1ee5 li\u00ean quan \u0111\u1ebfn s\u1ef1 c\u1ed1. \u0110\u1eebng ch\u1ec9 \u0111\u00e1nh gi\u00e1 ch\u00fang d\u1ef1a tr\u00ean m\u00f4 t\u1ea3 qu\u1ea3ng c\u00e1o. N\u1ebfu c\u00f3 b\u1ea5t k\u1ef3 \u0111i\u1ec1u kho\u1ea3n n\u00e0o kh\u00f4ng r\u00f5 r\u00e0ng, h\u00e3y y\u00eau c\u1ea7u gi\u1ea3i th\u00edch tr\u01b0\u1edbc khi quy\u1ebft \u0111\u1ecbnh mua h\u00e0ng. Tr\u00ean trang web, b\u1ea1n c\u0169ng s\u1ebd t\u00ecm th\u1ea5y m\u1ed9t trang m\u00f4 t\u1ea3 <a href=\"https:\/\/insurance-schengen.pl\/vi\/bao-hiem-de-xin-thi-thuc\/\">b\u1ea3o hi\u1ec3m \u0111\u1ec3 xin th\u1ecb th\u1ef1c<\/a> v\u00e0 c\u00e1c lo\u1ea1i kh\u00e1c <a href=\"https:\/\/insurance-schengen.pl\/vi\/huong-dan\/thi-thuc-vao-ba-lan\/\">h\u01b0\u1edbng d\u1eabn xin th\u1ecb th\u1ef1c v\u00e0o Ba Lan<\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">N\u00ean chu\u1ea9n b\u1ecb ngay t\u1eeb \u0111\u1ea7u c\u00e1ch l\u01b0u tr\u1eef c\u00e1c t\u00e0i li\u1ec7u. Theo \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n Chung (OWU) c\u1ee7a Uniqa, \u0111\u01a1n y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng li\u00ean quan \u0111\u1ebfn b\u1ea3o hi\u1ec3m tai n\u1ea1n, chi ph\u00ed \u0111i\u1ec1u tr\u1ecb ho\u1eb7c ph\u1ee5c h\u1ed3i ch\u1ee9c n\u0103ng c\u1ea7n ph\u1ea3i bao g\u1ed3m <strong>s\u1ed1 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m<\/strong>, <strong>m\u00f4 t\u1ea3 chi ti\u1ebft v\u1ec1 c\u00e1c t\u00ecnh ti\u1ebft<\/strong>, gi\u1ea5y ch\u1ee9ng nh\u1eadn y t\u1ebf c\u00f3 ch\u1ea9n \u0111o\u00e1n v\u00e0 ph\u00e1c \u0111\u1ed3 \u0111i\u1ec1u tr\u1ecb \u0111\u01b0\u1ee3c \u0111\u1ec1 xu\u1ea5t, c\u00f9ng c\u00e1c t\u00e0i li\u1ec7u t\u00e0i ch\u00ednh gi\u00fap x\u00e1c \u0111\u1ecbnh chi ph\u00ed. \u0110i\u1ec1u n\u00e0y c\u00f3 ngh\u0129a l\u00e0 sau khi s\u1ef1 vi\u1ec7c x\u1ea3y ra, vi\u1ec7c s\u1eafp x\u1ebfp h\u1ed3 s\u01a1 m\u1ed9t c\u00e1ch c\u00f3 tr\u1eadt t\u1ef1 s\u1ebd h\u1eefu \u00edch h\u01a1n l\u00e0 vi\u1ec7c c\u1ed1 g\u1eafng nh\u1edb l\u1ea1i m\u1ecdi chi ti\u1ebft sau n\u00e0y.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Danh s\u00e1ch th\u1ef1c t\u1ebf bao g\u1ed3m:<\/p>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items06ebb805_dokumenty:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items06ebb805_dokumenty ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items06ebb805_dokumenty ul.kt-svg-icon-list{grid-row-gap:8px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items06ebb805_dokumenty .kb-svg-icon-wrap{font-size:20px;color:#15803d;}.wp-block-kadence-iconlist.kt-svg-icon-list-items06ebb805_dokumenty ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-items06ebb805_dokumenty ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}@media all and (max-width: 1024px){.wp-block-kadence-iconlist.kt-svg-icon-list-items06ebb805_dokumenty ul.kt-svg-icon-list{grid-row-gap:8px;}}@media all and (max-width: 1024px){.wp-block-kadence-iconlist.kt-svg-icon-list-items06ebb805_dokumenty .kb-svg-icon-wrap{font-size:20px;}}@media all and (max-width: 767px){.wp-block-kadence-iconlist.kt-svg-icon-list-items06ebb805_dokumenty ul.kt-svg-icon-list{grid-row-gap:8px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items06ebb805_dokumenty .kb-svg-icon-wrap{font-size:20px;}}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items06ebb805_dokumenty kt-svg-icon-list-columns-1 alignnone kt-list-icon-aligntop kt-tablet-svg-icon-list-columns-1 kt-mobile-svg-icon-list-columns-1\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-06ebb805_dokumenty_1 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-06ebb805_dokumenty_1 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-06ebb805_dokumenty_1 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">b\u1ea3n sao h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m v\u00e0 c\u00e1c \u0111i\u1ec1u kho\u1ea3n v\u00e0 \u0111i\u1ec1u ki\u1ec7n chung c\u00f3 li\u00ean quan;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-06ebb805_dokumenty_2 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-06ebb805_dokumenty_2 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-06ebb805_dokumenty_2 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">m\u1ed9t b\u1ea3n ghi ch\u00fa ghi r\u00f5 ng\u00e0y th\u00e1ng, \u0111\u1ecba \u0111i\u1ec3m v\u00e0 di\u1ec5n bi\u1ebfn c\u1ee7a s\u1ef1 vi\u1ec7c;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-06ebb805_dokumenty_3 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-06ebb805_dokumenty_3 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-06ebb805_dokumenty_3 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>h\u1ed3 s\u01a1 y t\u1ebf k\u00e8m theo ch\u1ea9n \u0111o\u00e1n v\u00e0 ch\u1ec9 \u0111\u1ecbnh<\/strong>;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-06ebb805_dokumenty_4 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-06ebb805_dokumenty_4 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-06ebb805_dokumenty_4 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>h\u00f3a \u0111\u01a1n, bi\u00ean lai, gi\u1ea5y ch\u1ee9ng nh\u1eadn c\u1ee7a b\u1ec7nh vi\u1ec7n v\u00e0 ch\u1ee9ng t\u1eeb thanh to\u00e1n<\/strong> li\u00ean quan \u0111\u1ebfn \u0111\u01a1n \u0111\u0103ng k\u00fd.<\/span><\/li>\n<\/ul><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Qu\u00fd kh\u00e1ch c\u1ea7n ki\u1ec3m tra c\u00e1c m\u1ed1c th\u1eddi gian v\u00e0 c\u00e1c y\u00eau c\u1ea7u kh\u00e1c trong c\u00e1c t\u00e0i li\u1ec7u li\u00ean quan \u0111\u1ebfn h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m \u0111\u00e3 th\u1ef1c t\u1ebf mua. Ch\u00ednh h\u1ee3p \u0111\u1ed3ng \u0111\u00e3 k\u00fd k\u1ebft n\u00e0y s\u1ebd quy \u0111\u1ecbnh th\u1ee7 t\u1ee5c c\u1ea7n tu\u00e2n th\u1ee7.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"faq\">C\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p<\/h2>\n\n\n<div class=\"wp-block-group has-theme-palette-8-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n\n<h3 class=\"wp-block-heading\" id=\"czy-mozna-wskazac-jedna-najlepsza-polise-do-wizy-schengen\">C\u00f3 th\u1ec3 ch\u1ec9 ra m\u1ed9t lo\u1ea1i b\u1ea3o hi\u1ec3m n\u00e0o l\u00e0 t\u1ed1t nh\u1ea5t \u0111\u1ec3 xin th\u1ecb th\u1ef1c Schengen kh\u00f4ng?<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Kh\u00f4ng th\u1ec3 x\u00e1c \u0111\u1ecbnh \u0111i\u1ec1u n\u00e0y ch\u1ec9 d\u1ef1a tr\u00ean c\u00e1c th\u00f4ng s\u1ed1 \u0111\u01b0\u1ee3c so s\u00e1nh. Thi\u1ebfu m\u1ed9t b\u1ed9 d\u1eef li\u1ec7u v\u00e0 t\u00ednh to\u00e1n chung, \u0111\u1ea7y \u0111\u1ee7 v\u00e0 c\u1eadp nh\u1eadt cho c\u00f9ng m\u1ed9t \u0111\u1ed1i t\u01b0\u1ee3ng v\u00e0 c\u00f9ng m\u1ed9t kho\u1ea3ng th\u1eddi gian. Ph\u01b0\u01a1ng ph\u00e1p t\u1ed1t h\u01a1n l\u00e0 x\u1ebfp h\u1ea1ng c\u00e1c ti\u00eau ch\u00ed: ph\u1ea1m vi l\u00e3nh th\u1ed5, th\u1eddi gian, t\u1ed5ng s\u1ed1, m\u1ee9c gi\u1edbi h\u1ea1n ph\u1ee5, c\u00e1c tr\u01b0\u1eddng h\u1ee3p ngo\u1ea1i l\u1ec7 v\u00e0 th\u1ee7 t\u1ee5c khai b\u00e1o.<\/p>\n\n\n<h3 class=\"wp-block-heading\" id=\"czy-wyzsza-suma-zawsze-oznacza-lepszy-wybor\">S\u1ed1 ti\u1ec1n cao h\u01a1n c\u00f3 ph\u1ea3i l\u00fac n\u00e0o c\u0169ng \u0111\u1ed3ng ngh\u0129a v\u1edbi s\u1ef1 l\u1ef1a ch\u1ecdn t\u1ed1t h\u01a1n kh\u00f4ng?<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Kh\u00f4ng th\u1ec3 r\u00fat ra k\u1ebft lu\u1eadn nh\u01b0 v\u1eady ch\u1ec9 d\u1ef1a tr\u00ean m\u1ed9t con s\u1ed1. C\u1ea7n ph\u1ea3i ki\u1ec3m tra th\u00eam xem t\u1ed5ng s\u1ed1 \u0111\u00f3 li\u00ean quan \u0111\u1ebfn \u0111i\u1ec1u g\u00ec, c\u00e1c gi\u1edbi h\u1ea1n ph\u1ee5 \u00e1p d\u1ee5ng ra sao, ph\u1ea1m vi \u00e1p d\u1ee5ng l\u00e0 g\u00ec v\u00e0 c\u00e1c \u0111i\u1ec1u ki\u1ec7n n\u00e0o gi\u1edbi h\u1ea1n tr\u00e1ch nhi\u1ec7m. <strong>H\u00e3y \u0111\u1ecdc th\u00f4ng s\u1ed1 c\u00f9ng v\u1edbi b\u1ed1i c\u1ea3nh c\u1ee7a n\u00f3<\/strong>.<\/p>\n\n\n<h3 class=\"wp-block-heading\" id=\"czy-kwoty-z-porownania-sa-cenami\">C\u00e1c con s\u1ed1 trong b\u1ea3ng so s\u00e1nh c\u00f3 ph\u1ea3i l\u00e0 gi\u00e1 kh\u00f4ng?<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Kh\u00f4ng. C\u00e1c kho\u1ea3n ti\u1ec1n \u0111\u01b0\u1ee3c n\u00eau b\u00ean c\u1ea1nh Ergo Hestia v\u00e0 Uniqa l\u00e0 c\u00e1c kho\u1ea3n t\u1ed5ng ho\u1eb7c m\u1ee9c gi\u1edbi h\u1ea1n \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh trong c\u00e1c v\u0103n b\u1ea3n \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n B\u1ea3o hi\u1ec3m (OWU) c\u1ee5 th\u1ec3. \u0110\u00f3 kh\u00f4ng ph\u1ea3i l\u00e0 ph\u00ed b\u1ea3o hi\u1ec3m. Gi\u00e1 ch\u00ednh x\u00e1c ch\u1ec9 c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c x\u00e1c \u0111\u1ecbnh th\u00f4ng qua b\u1ea3ng t\u00ednh ph\u00ed \u0111\u01b0\u1ee3c l\u1eadp ri\u00eang cho t\u1eebng h\u1ee3p \u0111\u1ed3ng mua b\u1ea3o hi\u1ec3m c\u1ee5 th\u1ec3.<\/p>\n\n\n<h3 class=\"wp-block-heading\" id=\"czy-opisane-warianty-sa-obecnie-dostepne\">C\u00e1c phi\u00ean b\u1ea3n \u0111\u01b0\u1ee3c m\u00f4 t\u1ea3 tr\u00ean \u0111\u00e2y hi\u1ec7n c\u00f3 s\u1eb5n kh\u00f4ng?<\/h3>\n\n\n<p class=\"wp-block-paragraph\">\u0110i\u1ec1u n\u00e0y kh\u00f4ng \u0111\u01b0\u1ee3c x\u00e1c nh\u1eadn trong c\u00e1c \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n chung (OWU) \u0111\u00e3 tr\u00edch d\u1eabn. C\u00e1c n\u0103m 2016 v\u00e0 2020 xu\u1ea5t ph\u00e1t t\u1eeb t\u00ean g\u1ecdi k\u1ef9 thu\u1eadt c\u1ee7a c\u00e1c t\u00e0i li\u1ec7u. <strong>H\u00e3y ki\u1ec3m tra t\u00e0i li\u1ec7u cu\u1ed1i c\u00f9ng tr\u01b0\u1edbc khi mua<\/strong>, thay v\u00ec gi\u1ea3 \u0111\u1ecbnh r\u1eb1ng t\u00ean g\u1ecdi l\u1ecbch s\u1eed c\u1ee7a bi\u1ebfn th\u1ec3 v\u00e0 c\u00e1c th\u00f4ng s\u1ed1 v\u1eabn gi\u1eef nguy\u00ean.<\/p>\n\n\n<h3 class=\"wp-block-heading\" id=\"co-zrobic-gdy-w-dokumentacji-wizowej-zabraklo-ubezpieczenia\">Ph\u1ea3i l\u00e0m g\u00ec n\u1ebfu h\u1ed3 s\u01a1 xin th\u1ecb th\u1ef1c thi\u1ebfu gi\u1ea5y ch\u1ee9ng nh\u1eadn b\u1ea3o hi\u1ec3m?<\/h3>\n\n\n<p class=\"wp-block-paragraph\">C\u00e1c b\u01b0\u1edbc ti\u1ebfp theo s\u1ebd ph\u1ee5 thu\u1ed9c v\u00e0o t\u00ecnh hu\u1ed1ng c\u1ee5 th\u1ec3 v\u00e0 th\u00f4ng tin nh\u1eadn \u0111\u01b0\u1ee3c. H\u00e3y \u0111\u1ecdc h\u01b0\u1edbng d\u1eabn n\u00e0y <a href=\"https:\/\/insurance-schengen.pl\/vi\/huong-dan\/thi-thuc-vao-ba-lan\/bi-tu-choi-cap-thi-thuc-khong-co-bao-hiem-phai-lam-sao-bay-gio\/\">Ph\u1ea3i l\u00e0m g\u00ec khi b\u1ecb t\u1eeb ch\u1ed1i c\u1ea5p th\u1ecb th\u1ef1c do kh\u00f4ng c\u00f3 b\u1ea3o hi\u1ec3m<\/a>, sau \u0111\u00f3 h\u00e3y ki\u1ec3m tra c\u00e1c y\u00eau c\u1ea7u li\u00ean quan \u0111\u1ebfn th\u1ee7 t\u1ee5c c\u1ee7a b\u1ea1n.<\/p>\n\n\n<h3 class=\"wp-block-heading\" id=\"jakie-dokumenty-zachowac-na-wypadek-zgloszenia\">C\u1ea7n l\u01b0u gi\u1eef nh\u1eefng lo\u1ea1i gi\u1ea5y t\u1edd n\u00e0o \u0111\u1ec3 \u0111\u1ec1 ph\u00f2ng tr\u01b0\u1eddng h\u1ee3p ph\u1ea3i khai b\u00e1o?<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Theo \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n chung c\u1ee7a Uniqa, \u0111\u1ec3 khai b\u00e1o t\u1ed5n th\u1ea5t, qu\u00fd kh\u00e1ch c\u1ea7n cung c\u1ea5p: s\u1ed1 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m, m\u00f4 t\u1ea3 chi ti\u1ebft v\u1ec1 ho\u00e0n c\u1ea3nh x\u1ea3y ra s\u1ef1 c\u1ed1, gi\u1ea5y ch\u1ee9ng nh\u1eadn y t\u1ebf n\u00eau r\u00f5 ch\u1ea9n \u0111o\u00e1n v\u00e0 c\u00e1c khuy\u1ebfn ngh\u1ecb v\u1ec1 \u0111i\u1ec1u tr\u1ecb, c\u0169ng nh\u01b0 c\u00e1c t\u00e0i li\u1ec7u t\u00e0i ch\u00ednh gi\u00fap x\u00e1c \u0111\u1ecbnh c\u00e1c chi ph\u00ed \u0111\u00e3 ph\u00e1t sinh. <strong>H\u00e3y thu th\u1eadp \u0111\u1ea7y \u0111\u1ee7 t\u1ea5t c\u1ea3 c\u00e1c t\u00e0i li\u1ec7u ngay t\u1eeb khi s\u1ef1 vi\u1ec7c x\u1ea3y ra<\/strong> v\u00e0 l\u00e0m theo quy tr\u00ecnh hi\u1ec7n h\u00e0nh \u00e1p d\u1ee5ng cho h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u1ee7a b\u1ea1n.<\/p>\n\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"wniosek-i-zakup-online\">\u0110\u0103ng k\u00fd v\u00e0 mua h\u00e0ng tr\u1ef1c tuy\u1ebfn<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">M\u1ed9t g\u00f3i b\u1ea3o hi\u1ec3m t\u1ed1t kh\u00f4ng ph\u1ee5 thu\u1ed9c v\u00e0o v\u1ecb tr\u00ed tr\u00ean b\u1ee5c vinh quang, m\u00e0 ph\u1ee5 thu\u1ed9c v\u00e0o m\u1ee9c \u0111\u1ed9 ph\u00f9 h\u1ee3p c\u1ee7a h\u1ee3p \u0111\u1ed3ng v\u1edbi th\u1eddi gian l\u01b0u tr\u00fa d\u1ef1 ki\u1ebfn v\u00e0 m\u1ee5c \u0111\u00edch s\u1eed d\u1ee5ng h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m. H\u00e3y so s\u00e1nh ph\u1ea1m vi b\u1ea3o hi\u1ec3m, th\u1eddi h\u1ea1n, m\u1ee9c b\u1ed3i th\u01b0\u1eddng, gi\u1edbi h\u1ea1n ph\u1ee5, c\u00e1c tr\u01b0\u1eddng h\u1ee3p lo\u1ea1i tr\u1eeb v\u00e0 quy \u0111\u1ecbnh v\u1ec1 th\u1ee7 t\u1ee5c th\u00f4ng b\u00e1o. \u0110\u1eebng coi c\u00e1c \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n B\u1ea3o hi\u1ec3m (OWU) tr\u01b0\u1edbc \u0111\u00e2y l\u00e0 b\u1eb1ng ch\u1ee9ng cho s\u1ef1 s\u1eb5n c\u00f3 hi\u1ec7n t\u1ea1i, c\u0169ng nh\u01b0 \u0111\u1eebng coi m\u1ee9c b\u1ed3i th\u01b0\u1eddng l\u00e0 gi\u00e1 c\u1ea3.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">N\u1ebfu b\u1ea1n mu\u1ed1n ti\u1ebfn h\u00e0nh t\u00ednh to\u00e1n v\u00e0 mua h\u00e0ng tr\u00ean t\u00ean mi\u1ec1n ri\u00eang c\u1ee7a m\u00ecnh, h\u00e3y s\u1eed d\u1ee5ng bi\u1ec3u m\u1eabu s\u1ea3n ph\u1ea9m \u0111\u00e3 \u0111\u01b0\u1ee3c x\u00e1c minh:<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/insurance-schengen.pl\/vi\/chi-phi-dieu-tri-cho-nguoi-nuoc-ngoai-klc\/\">MUA B\u1ea2O HI\u1ec2M TR\u1ef0C TUY\u1ebeN<\/a><\/div>\n\n<\/div>","protected":false},"excerpt":{"rendered":"<p>C\u1ee5m t\u1eeb \u201eb\u1ea3o hi\u1ec3m t\u1ed1t nh\u1ea5t cho th\u1ecb th\u1ef1c Schengen\u201d g\u1ee3i \u00fd m\u1ed9t danh s\u00e1ch \u0111\u01a1n gi\u1ea3n v\u1edbi m\u1ed9t l\u1ef1a ch\u1ecdn duy nh\u1ea5t. Tuy nhi\u00ean, k\u1ebft lu\u1eadn nh\u01b0 v\u1eady ch\u1ec9 thu\u1eadn ti\u1ec7n tr\u00ean b\u1ec1 m\u1eb7t: gi\u00e1 c\u1ea3 ph\u1ee5 thu\u1ed9c v\u00e0o\u2026<\/p>","protected":false},"author":1,"featured_media":3476,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[13],"tags":[57,55,56,54],"class_list":["post-3477","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-wiza-do-polski","tag-kryteria-wyboru-polisy","tag-polisa-wizowa","tag-porownanie-ubezpieczen","tag-ubezpieczenie-schengen"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v28.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Ubezpieczenie do wizy Schengen: kryteria wyboru i por\u00f3wnanie<\/title>\n<meta name=\"description\" content=\"Dowiedz si\u0119, jak wybra\u0107 ubezpieczenie do wizy Schengen. Analizujemy kryteria, sumy i por\u00f3wnujemy parametry polis Ergo Hestia oraz Uniqa.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/insurance-schengen.pl\/vi\/huong-dan\/thi-thuc-vao-ba-lan\/bao-hiem-de-xin-thi-thuc-schengen\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Ubezpieczenie do wizy Schengen: kryteria wyboru i por\u00f3wnanie\" \/>\n<meta property=\"og:description\" content=\"Dowiedz si\u0119, jak wybra\u0107 ubezpieczenie do wizy Schengen. Analizujemy kryteria, sumy i por\u00f3wnujemy parametry polis Ergo Hestia oraz Uniqa.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/insurance-schengen.pl\/vi\/huong-dan\/thi-thuc-vao-ba-lan\/bao-hiem-de-xin-thi-thuc-schengen\/\" \/>\n<meta property=\"og:site_name\" content=\"Insurance Schengen\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/POLISARIUM\" \/>\n<meta property=\"article:published_time\" content=\"2026-10-14T11:21:20+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/insurance-schengen.pl\/wp-content\/uploads\/2026\/10\/ai-6a2da9415c5b89236df0340a1430322674b20d9b0d8aaf16c93871932b802d71.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"630\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:title\" content=\"Najlepsze ubezpieczenie do wizy Schengen \u2013 ranking\" \/>\n<meta name=\"twitter:label1\" content=\"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc\" \/>\n\t<meta name=\"twitter:data2\" content=\"8 ph\u00fat\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/insurance-schengen.pl\\\/vi\\\/poradnik\\\/wiza-do-polski\\\/ubezpieczenie-do-wizy-schengen\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/insurance-schengen.pl\\\/vi\\\/poradnik\\\/wiza-do-polski\\\/ubezpieczenie-do-wizy-schengen\\\/\"},\"author\":{\"name\":\"admin\",\"@id\":\"https:\\\/\\\/insurance-schengen.pl\\\/vi\\\/#\\\/schema\\\/person\\\/7446ed89f08cdd1cc34f30317ee48038\"},\"headline\":\"Najlepsze ubezpieczenie do wizy Schengen \u2013 ranking\",\"datePublished\":\"2026-10-14T11:21:20+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/insurance-schengen.pl\\\/vi\\\/poradnik\\\/wiza-do-polski\\\/ubezpieczenie-do-wizy-schengen\\\/\"},\"wordCount\":1640,\"publisher\":{\"@id\":\"https:\\\/\\\/insurance-schengen.pl\\\/vi\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/insurance-schengen.pl\\\/vi\\\/poradnik\\\/wiza-do-polski\\\/ubezpieczenie-do-wizy-schengen\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/insurance-schengen.pl\\\/wp-content\\\/uploads\\\/2026\\\/10\\\/ai-6a2da9415c5b89236df0340a1430322674b20d9b0d8aaf16c93871932b802d71.webp\",\"keywords\":[\"kryteria wyboru polisy\",\"polisa wizowa\",\"por\u00f3wnanie ubezpiecze\u0144\",\"ubezpieczenie Schengen\"],\"articleSection\":[\"Wiza do Polski\"],\"inLanguage\":\"vi\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/insurance-schengen.pl\\\/vi\\\/poradnik\\\/wiza-do-polski\\\/ubezpieczenie-do-wizy-schengen\\\/\",\"url\":\"https:\\\/\\\/insurance-schengen.pl\\\/vi\\\/poradnik\\\/wiza-do-polski\\\/ubezpieczenie-do-wizy-schengen\\\/\",\"name\":\"Ubezpieczenie do wizy Schengen: kryteria wyboru i por\u00f3wnanie\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/insurance-schengen.pl\\\/vi\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/insurance-schengen.pl\\\/vi\\\/poradnik\\\/wiza-do-polski\\\/ubezpieczenie-do-wizy-schengen\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/insurance-schengen.pl\\\/vi\\\/poradnik\\\/wiza-do-polski\\\/ubezpieczenie-do-wizy-schengen\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/insurance-schengen.pl\\\/wp-content\\\/uploads\\\/2026\\\/10\\\/ai-6a2da9415c5b89236df0340a1430322674b20d9b0d8aaf16c93871932b802d71.webp\",\"datePublished\":\"2026-10-14T11:21:20+00:00\",\"description\":\"Dowiedz si\u0119, jak wybra\u0107 ubezpieczenie do wizy Schengen. Analizujemy kryteria, sumy i por\u00f3wnujemy parametry polis Ergo Hestia oraz Uniqa.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/insurance-schengen.pl\\\/vi\\\/poradnik\\\/wiza-do-polski\\\/ubezpieczenie-do-wizy-schengen\\\/#breadcrumb\"},\"inLanguage\":\"vi\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/insurance-schengen.pl\\\/vi\\\/poradnik\\\/wiza-do-polski\\\/ubezpieczenie-do-wizy-schengen\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\\\/\\\/insurance-schengen.pl\\\/vi\\\/poradnik\\\/wiza-do-polski\\\/ubezpieczenie-do-wizy-schengen\\\/#primaryimage\",\"url\":\"https:\\\/\\\/insurance-schengen.pl\\\/wp-content\\\/uploads\\\/2026\\\/10\\\/ai-6a2da9415c5b89236df0340a1430322674b20d9b0d8aaf16c93871932b802d71.webp\",\"contentUrl\":\"https:\\\/\\\/insurance-schengen.pl\\\/wp-content\\\/uploads\\\/2026\\\/10\\\/ai-6a2da9415c5b89236df0340a1430322674b20d9b0d8aaf16c93871932b802d71.webp\",\"width\":1200,\"height\":630,\"caption\":\"Dwoje m\u0142odych doros\u0142ych, m\u0119\u017cczyzna i kobieta, siedz\u0105 przy biurku w domu, przegl\u0105daj\u0105c dokumenty ubezpieczeniowe i por\u00f3wnuj\u0105c parametry polis na laptopie.\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/insurance-schengen.pl\\\/vi\\\/poradnik\\\/wiza-do-polski\\\/ubezpieczenie-do-wizy-schengen\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Strona g\u0142\u00f3wna\",\"item\":\"https:\\\/\\\/insurance-schengen.pl\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Najlepsze ubezpieczenie do wizy Schengen \u2013 ranking\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/insurance-schengen.pl\\\/vi\\\/#website\",\"url\":\"https:\\\/\\\/insurance-schengen.pl\\\/vi\\\/\",\"name\":\"Insurance Schengen\",\"description\":\"Ubezpieczenie koszt\u00f3w leczenia cudzoziemc\u00f3w w Polsce\",\"publisher\":{\"@id\":\"https:\\\/\\\/insurance-schengen.pl\\\/vi\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/insurance-schengen.pl\\\/vi\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"vi\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/insurance-schengen.pl\\\/vi\\\/#organization\",\"name\":\"Polisarium sp. z o.o.\",\"alternateName\":\"Polisarium\",\"url\":\"https:\\\/\\\/insurance-schengen.pl\\\/vi\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\\\/\\\/insurance-schengen.pl\\\/vi\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/insurance-schengen.pl\\\/wp-content\\\/uploads\\\/2025\\\/10\\\/cropped-logo.webp\",\"contentUrl\":\"https:\\\/\\\/insurance-schengen.pl\\\/wp-content\\\/uploads\\\/2025\\\/10\\\/cropped-logo.webp\",\"width\":244,\"height\":68,\"caption\":\"Polisarium sp. z o.o.\"},\"image\":{\"@id\":\"https:\\\/\\\/insurance-schengen.pl\\\/vi\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/POLISARIUM\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/insurance-schengen.pl\\\/vi\\\/#\\\/schema\\\/person\\\/7446ed89f08cdd1cc34f30317ee48038\",\"name\":\"admin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\\\/\\\/insurance-schengen.pl\\\/wp-content\\\/litespeed\\\/avatar\\\/c2f0754339ea811cbcd5e0408d39b070.jpg?ver=1793664541\",\"url\":\"https:\\\/\\\/insurance-schengen.pl\\\/wp-content\\\/litespeed\\\/avatar\\\/c2f0754339ea811cbcd5e0408d39b070.jpg?ver=1793664541\",\"contentUrl\":\"https:\\\/\\\/insurance-schengen.pl\\\/wp-content\\\/litespeed\\\/avatar\\\/c2f0754339ea811cbcd5e0408d39b070.jpg?ver=1793664541\",\"caption\":\"admin\"},\"sameAs\":[\"https:\\\/\\\/insurance-schengen.pl\"]}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"B\u1ea3o hi\u1ec3m cho th\u1ecb th\u1ef1c Schengen: c\u00e1c ti\u00eau ch\u00ed l\u1ef1a ch\u1ecdn v\u00e0 so s\u00e1nh","description":"T\u00ecm hi\u1ec3u c\u00e1ch ch\u1ecdn b\u1ea3o hi\u1ec3m cho th\u1ecb th\u1ef1c Schengen. Ch\u00fang t\u00f4i ph\u00e2n t\u00edch c\u00e1c ti\u00eau ch\u00ed, m\u1ee9c b\u1ea3o hi\u1ec3m v\u00e0 so s\u00e1nh c\u00e1c \u0111i\u1ec1u kho\u1ea3n c\u1ee7a c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m t\u1eeb Ergo Hestia v\u00e0 Uniqa.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/insurance-schengen.pl\/vi\/huong-dan\/thi-thuc-vao-ba-lan\/bao-hiem-de-xin-thi-thuc-schengen\/","og_locale":"vi_VN","og_type":"article","og_title":"Ubezpieczenie do wizy Schengen: kryteria wyboru i por\u00f3wnanie","og_description":"Dowiedz si\u0119, jak wybra\u0107 ubezpieczenie do wizy Schengen. Analizujemy kryteria, sumy i por\u00f3wnujemy parametry polis Ergo Hestia oraz Uniqa.","og_url":"https:\/\/insurance-schengen.pl\/vi\/huong-dan\/thi-thuc-vao-ba-lan\/bao-hiem-de-xin-thi-thuc-schengen\/","og_site_name":"Insurance Schengen","article_publisher":"https:\/\/www.facebook.com\/POLISARIUM","article_published_time":"2026-10-14T11:21:20+00:00","og_image":[{"width":1200,"height":630,"url":"https:\/\/insurance-schengen.pl\/wp-content\/uploads\/2026\/10\/ai-6a2da9415c5b89236df0340a1430322674b20d9b0d8aaf16c93871932b802d71.webp","type":"image\/webp"}],"author":"admin","twitter_card":"summary_large_image","twitter_title":"Najlepsze ubezpieczenie do wizy Schengen \u2013 ranking","twitter_misc":{"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi":"admin","\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc":"8 ph\u00fat"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/insurance-schengen.pl\/vi\/poradnik\/wiza-do-polski\/ubezpieczenie-do-wizy-schengen\/#article","isPartOf":{"@id":"https:\/\/insurance-schengen.pl\/vi\/poradnik\/wiza-do-polski\/ubezpieczenie-do-wizy-schengen\/"},"author":{"name":"admin","@id":"https:\/\/insurance-schengen.pl\/vi\/#\/schema\/person\/7446ed89f08cdd1cc34f30317ee48038"},"headline":"Najlepsze ubezpieczenie do wizy Schengen \u2013 ranking","datePublished":"2026-10-14T11:21:20+00:00","mainEntityOfPage":{"@id":"https:\/\/insurance-schengen.pl\/vi\/poradnik\/wiza-do-polski\/ubezpieczenie-do-wizy-schengen\/"},"wordCount":1640,"publisher":{"@id":"https:\/\/insurance-schengen.pl\/vi\/#organization"},"image":{"@id":"https:\/\/insurance-schengen.pl\/vi\/poradnik\/wiza-do-polski\/ubezpieczenie-do-wizy-schengen\/#primaryimage"},"thumbnailUrl":"https:\/\/insurance-schengen.pl\/wp-content\/uploads\/2026\/10\/ai-6a2da9415c5b89236df0340a1430322674b20d9b0d8aaf16c93871932b802d71.webp","keywords":["kryteria wyboru polisy","polisa wizowa","por\u00f3wnanie ubezpiecze\u0144","ubezpieczenie Schengen"],"articleSection":["Wiza do Polski"],"inLanguage":"vi"},{"@type":"WebPage","@id":"https:\/\/insurance-schengen.pl\/vi\/poradnik\/wiza-do-polski\/ubezpieczenie-do-wizy-schengen\/","url":"https:\/\/insurance-schengen.pl\/vi\/poradnik\/wiza-do-polski\/ubezpieczenie-do-wizy-schengen\/","name":"B\u1ea3o hi\u1ec3m cho th\u1ecb th\u1ef1c Schengen: c\u00e1c ti\u00eau ch\u00ed l\u1ef1a ch\u1ecdn v\u00e0 so s\u00e1nh","isPartOf":{"@id":"https:\/\/insurance-schengen.pl\/vi\/#website"},"primaryImageOfPage":{"@id":"https:\/\/insurance-schengen.pl\/vi\/poradnik\/wiza-do-polski\/ubezpieczenie-do-wizy-schengen\/#primaryimage"},"image":{"@id":"https:\/\/insurance-schengen.pl\/vi\/poradnik\/wiza-do-polski\/ubezpieczenie-do-wizy-schengen\/#primaryimage"},"thumbnailUrl":"https:\/\/insurance-schengen.pl\/wp-content\/uploads\/2026\/10\/ai-6a2da9415c5b89236df0340a1430322674b20d9b0d8aaf16c93871932b802d71.webp","datePublished":"2026-10-14T11:21:20+00:00","description":"T\u00ecm hi\u1ec3u c\u00e1ch ch\u1ecdn b\u1ea3o hi\u1ec3m cho th\u1ecb th\u1ef1c Schengen. Ch\u00fang t\u00f4i ph\u00e2n t\u00edch c\u00e1c ti\u00eau ch\u00ed, m\u1ee9c b\u1ea3o hi\u1ec3m v\u00e0 so s\u00e1nh c\u00e1c \u0111i\u1ec1u kho\u1ea3n c\u1ee7a c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m t\u1eeb Ergo Hestia v\u00e0 Uniqa.","breadcrumb":{"@id":"https:\/\/insurance-schengen.pl\/vi\/poradnik\/wiza-do-polski\/ubezpieczenie-do-wizy-schengen\/#breadcrumb"},"inLanguage":"vi","potentialAction":[{"@type":"ReadAction","target":["https:\/\/insurance-schengen.pl\/vi\/poradnik\/wiza-do-polski\/ubezpieczenie-do-wizy-schengen\/"]}]},{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/insurance-schengen.pl\/vi\/poradnik\/wiza-do-polski\/ubezpieczenie-do-wizy-schengen\/#primaryimage","url":"https:\/\/insurance-schengen.pl\/wp-content\/uploads\/2026\/10\/ai-6a2da9415c5b89236df0340a1430322674b20d9b0d8aaf16c93871932b802d71.webp","contentUrl":"https:\/\/insurance-schengen.pl\/wp-content\/uploads\/2026\/10\/ai-6a2da9415c5b89236df0340a1430322674b20d9b0d8aaf16c93871932b802d71.webp","width":1200,"height":630,"caption":"Dwoje m\u0142odych doros\u0142ych, m\u0119\u017cczyzna i kobieta, siedz\u0105 przy biurku w domu, przegl\u0105daj\u0105c dokumenty ubezpieczeniowe i por\u00f3wnuj\u0105c parametry polis na laptopie."},{"@type":"BreadcrumbList","@id":"https:\/\/insurance-schengen.pl\/vi\/poradnik\/wiza-do-polski\/ubezpieczenie-do-wizy-schengen\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Strona g\u0142\u00f3wna","item":"https:\/\/insurance-schengen.pl\/"},{"@type":"ListItem","position":2,"name":"Najlepsze ubezpieczenie do wizy Schengen \u2013 ranking"}]},{"@type":"WebSite","@id":"https:\/\/insurance-schengen.pl\/vi\/#website","url":"https:\/\/insurance-schengen.pl\/vi\/","name":"B\u1ea3o hi\u1ec3m Schengen","description":"B\u1ea3o hi\u1ec3m chi ph\u00ed \u0111i\u1ec1u tr\u1ecb cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i t\u1ea1i Ba Lan","publisher":{"@id":"https:\/\/insurance-schengen.pl\/vi\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/insurance-schengen.pl\/vi\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"vi"},{"@type":"Organization","@id":"https:\/\/insurance-schengen.pl\/vi\/#organization","name":"Polisarium C\u00f4ng ty TNHH.","alternateName":"Polisarium","url":"https:\/\/insurance-schengen.pl\/vi\/","logo":{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/insurance-schengen.pl\/vi\/#\/schema\/logo\/image\/","url":"https:\/\/insurance-schengen.pl\/wp-content\/uploads\/2025\/10\/cropped-logo.webp","contentUrl":"https:\/\/insurance-schengen.pl\/wp-content\/uploads\/2025\/10\/cropped-logo.webp","width":244,"height":68,"caption":"Polisarium sp. z o.o."},"image":{"@id":"https:\/\/insurance-schengen.pl\/vi\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/POLISARIUM"]},{"@type":"Person","@id":"https:\/\/insurance-schengen.pl\/vi\/#\/schema\/person\/7446ed89f08cdd1cc34f30317ee48038","name":"admin","image":{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/insurance-schengen.pl\/wp-content\/litespeed\/avatar\/c2f0754339ea811cbcd5e0408d39b070.jpg?ver=1793664541","url":"https:\/\/insurance-schengen.pl\/wp-content\/litespeed\/avatar\/c2f0754339ea811cbcd5e0408d39b070.jpg?ver=1793664541","contentUrl":"https:\/\/insurance-schengen.pl\/wp-content\/litespeed\/avatar\/c2f0754339ea811cbcd5e0408d39b070.jpg?ver=1793664541","caption":"admin"},"sameAs":["https:\/\/insurance-schengen.pl"]}]}},"taxonomy_info":{"category":[{"value":13,"label":"Wiza do Polski"}],"post_tag":[{"value":57,"label":"kryteria wyboru polisy"},{"value":55,"label":"polisa wizowa"},{"value":56,"label":"por\u00f3wnanie ubezpiecze\u0144"},{"value":54,"label":"ubezpieczenie Schengen"}]},"featured_image_src_large":["https:\/\/insurance-schengen.pl\/wp-content\/uploads\/2026\/10\/ai-6a2da9415c5b89236df0340a1430322674b20d9b0d8aaf16c93871932b802d71-1024x538.webp",1024,538,true],"author_info":{"display_name":"admin","author_link":"https:\/\/insurance-schengen.pl\/vi\/author\/poliseo\/"},"comment_info":0,"category_info":[{"term_id":13,"name":"Wiza do Polski","slug":"wiza-do-polski","term_group":0,"term_taxonomy_id":13,"taxonomy":"category","description":"","parent":0,"count":4,"filter":"raw","cat_ID":13,"category_count":4,"category_description":"","cat_name":"Wiza do Polski","category_nicename":"wiza-do-polski","category_parent":0}],"tag_info":[{"term_id":57,"name":"kryteria wyboru polisy","slug":"kryteria-wyboru-polisy","term_group":0,"term_taxonomy_id":57,"taxonomy":"post_tag","description":"Najwa\u017cniejsze parametry, kt\u00f3re nale\u017cy uwzgl\u0119dni\u0107 przy doborze polisy ubezpieczeniowej.","parent":0,"count":1,"filter":"raw"},{"term_id":55,"name":"polisa wizowa","slug":"polisa-wizowa","term_group":0,"term_taxonomy_id":55,"taxonomy":"post_tag","description":"Charakterystyka i rodzaje polis ubezpieczeniowych wymaganych przy sk\u0142adaniu wniosku wizowego.","parent":0,"count":1,"filter":"raw"},{"term_id":56,"name":"por\u00f3wnanie ubezpiecze\u0144","slug":"porownanie-ubezpieczen","term_group":0,"term_taxonomy_id":56,"taxonomy":"post_tag","description":"Metody i kryteria por\u00f3wnywania ofert ubezpieczeniowych przed podj\u0119ciem decyzji zakupowej.","parent":0,"count":2,"filter":"raw"},{"term_id":54,"name":"ubezpieczenie Schengen","slug":"ubezpieczenie-schengen","term_group":0,"term_taxonomy_id":54,"taxonomy":"post_tag","description":"Wymagania i zasady dotycz\u0105ce ubezpieczenia medycznego na terenie strefy Schengen.","parent":0,"count":1,"filter":"raw"}],"_links":{"self":[{"href":"https:\/\/insurance-schengen.pl\/vi\/wp-json\/wp\/v2\/posts\/3477","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/insurance-schengen.pl\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/insurance-schengen.pl\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/insurance-schengen.pl\/vi\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/insurance-schengen.pl\/vi\/wp-json\/wp\/v2\/comments?post=3477"}],"version-history":[{"count":1,"href":"https:\/\/insurance-schengen.pl\/vi\/wp-json\/wp\/v2\/posts\/3477\/revisions"}],"predecessor-version":[{"id":3478,"href":"https:\/\/insurance-schengen.pl\/vi\/wp-json\/wp\/v2\/posts\/3477\/revisions\/3478"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/insurance-schengen.pl\/vi\/wp-json\/wp\/v2\/media\/3476"}],"wp:attachment":[{"href":"https:\/\/insurance-schengen.pl\/vi\/wp-json\/wp\/v2\/media?parent=3477"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/insurance-schengen.pl\/vi\/wp-json\/wp\/v2\/categories?post=3477"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/insurance-schengen.pl\/vi\/wp-json\/wp\/v2\/tags?post=3477"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}